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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
December 12, 2022
Veterans Affairs Loan Refund Program
December 6, 2022
Letter Supporting Senate Bill to Close Industrial Loan Company Loophole
December 5, 2022
Coalition Applauds CDFI Fund’s Focus on Community Development
December 5, 2022
Comment: CRL and Self-Help Support the CDFI Fund’s Adoption of Meaningful Consumer Protections in CDFI Certification Application
December 5, 2022
Poll Results on Bipartisan Support of the Ongoing Mission of the CFPB to Regulate the Financial Industry and Protect Consumers
November 28, 2022
CFPB Should Update Mortgage Regulations to Reduce Unnecessary Foreclosures and Reduce the Racial Wealth Gap
November 28, 2022
Payment Supplement: A Loss Mitigation Option to Provide Payment Relief for FHA Loans in a High Interest Rate Environment
November 1, 2022
“Paying from the Grave”: Historically Black Colleges and Universities (HBCU) Alumni and the Burden of Student Loan Debt
October 27, 2022
The Protecting Wages of Essential Workers Act of 2022 (Protecting Wages Act)
October 25, 2022
Public Service Loan Forgiveness Limited Waiver Ends October 31
September 26, 2022
Unsafe Harbor: The Persistent Harms of High-Cost Installment Loans
September 15, 2022
Bank and Consumer Groups Petition CFPB for Oversight of Non-bank Personal Loans
September 15, 2022
Letter Urging the U.S. Treasury Department and U.S. Small Business Administration to reverse the Good Faith Error Rule of the Paycheck Protection Program
September 12, 2022
Sign-on Letter to the FTC Addressing Auto Sale Add-ons, Price and Financing Disclosures, Yo-yo sales, and More
September 12, 2022
The FTC Must Work to Make the Auto Lending Marketplace Safe from Unfair and Deceptive Trade Practices
August 31, 2022
Poll Results: Federal Student Loan Payment Pause Helps Borrowers Pay for Basic Needs
August 23, 2022
Letter Calls for Fed & OCC to Reject Proposed TD Bank Merger
August 18, 2022
Testimony: Nadine Chabrier in Opposition of TD Bank Merger with First Horizon Corporation
August 5, 2022
Comment on the Community Reinvestment Act, Notice of Proposed Rulemaking
August 5, 2022
Joint Comment Letter on the Community Reinvestment Act Calling for Affordable Credit for Minority-Owned Businesses
August 2, 2022
Debt Under Duress: The Economic Impacts of Bail Bonds on San Francisco Bay Area Residents
July 29, 2022
Restoring Income-Driven Repayment
July 21, 2022
Coalition Letter in Support of Extending and Expanding the PSLF Waiver & IDR Adjustment Student Debt Relief Programs
July 8, 2022
Amicus Brief: California Superior Court - Opportunity Financial v. Hewlett
July 1, 2022
Adjusting the COVID-19 Flex Mod to Deliver Payment Reduction to More Borrowers in Need

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