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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
December 12, 2017
Opposition to H.R. 3971 - Community Institution Mortgage Relief Act of 2017
December 8, 2017
Amicus Brief: CFPB Deputy Director Leandra English
December 4, 2017
Letter of Opposition to S. 2155 Rollback of Dodd-Frank
December 1, 2017
The State of For-Profit Colleges
November 3, 2017
Open Letter to Banks: Don’t Make Debt Trap Payday Loans
October 25, 2017
Sustainable Housing Finance: Private Sector Perspectives on Housing Finance Reform
October 23, 2017
CFPB Final Payday Loan Rule: Overview
October 19, 2017
Initial Analysis of CFPB’s Final Rule to Address Payday & Car Title Loans
October 5, 2017
North Carolina Consumer Protections Remain Crucial As CFPB Releases New Payday Lending Rule
October 3, 2017
Enfoque Newsletter
September 29, 2017
New HMDA Data Show Despite Growing Market, African‐Americans and Latinos Remain Underserved
September 20, 2017
Supporting the Bills "Protecting Consumers from Unreasonable Credit Rates Act"
September 14, 2017
Results of Bipartisan Poll on Student Loan Refinancing
September 12, 2017
North Carolina Legislative Wrap-Up September 12, 2017
September 11, 2017
Protecting Consumers’ Access to Credit Act of 2017
August 29, 2017
Student Loan Debt Crisis - Testimony of August 2017
August 28, 2017
Amicus Brief in Roberts v. Capital One Financial Corporation
August 16, 2017
Comments on the Qualified-Mortgage Rule Under the Truth in Lending Act (Regulation Z)
August 3, 2017
Mile High Money: Payday Stores Target Colorado Communities of Color
July 24, 2017
Stop Rollback of the Arbitration Rule – Give Consumers Their Day in Court
July 21, 2017
Portland Radio Station Interviews CRL Expert on Forced Arbitration Clauses
July 18, 2017
Bipartisan Poll Shows Overwhelming Public Support For Stronger Consumer Protection for the Fifth Consecutive Year
July 12, 2017
Been There; Done That: Banks Should Stay Out of Payday Lending
July 12, 2017
North Carolina Legislative Update July 12, 2017
July 10, 2017
Fannie Mae and Freddie Mac's Proposed Underserved Markets Plans

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