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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
June 27, 2017
A Home is More Than a House
June 27, 2017
Abusive Overdraft Fees Drain Consumers Dry
June 27, 2017
Auto Lending Practices Can Take Consumers for a Ride
June 27, 2017
Drowning in Student Debt
June 27, 2017
The Case Against Illegal Debt Collection
June 27, 2017
The Debt Trap of Triple-Digit Interest Rate Loans: Payday, Car-Title, and High-Cost Installment Loans
June 20, 2017
Letter on Wells Fargo, CFPB & House Finance Committee Report
June 7, 2017
Comments on Duty to Serve Evaluation Guidance
June 6, 2017
Preserve the GSE Affordable Housing Goals in Housing Finance System to Ensure Fair Access for All Creditworthy Borrowers
April 26, 2017
Financial CHOICE Act 2017 Opposition Letter
April 20, 2017
Maine’s For-Profit College Students Carry Heavy Debt Burdens and Struggle in Repayment
April 14, 2017
Evaluating Charter Applications from Financial Technology Companies
April 14, 2017
Submission to the US Senate Committee on Banking, Housing, and Urban Affairs, April 2017
March 28, 2017
Mike Calhoun's Testimony "The State of Bank Lending in America"
March 13, 2017
Connecticut’s For-Profit College Students Graduate at Low Rates, Carry Heavy Debt Burdens
February 28, 2017
Opposition to H.R. 1009, the OIRA Insight, Reform, and Accountability Act
February 28, 2017
Strong Opposition to H.R. 1004 Regulatory Integrity Act
February 27, 2017
Oppose H.R. 998 Searching for and Cutting Regulations that are Unnecessarily Burdensome Act of 2017 (SCRUB Act)
February 16, 2017
Colorado Voters Overwhelmingly Favor Requiring Debt Buyers to Provide Proper Documentation
February 1, 2017
Consumer Advocates Urge the Federal Communications Commission to Not Allow Student Loan Companies to Robocall Borrowers
January 19, 2017
Colorado’s For-Profit College Students Struggle to Graduate, Pay Off Steep Debt Burdens
January 17, 2017
Letter to the Comptroller of the Currency: Innovation Should Not Come at the Expense of Consumer Protection
January 13, 2017
Strong Opposition to Enabling Lenders to Avoid State Protections and Oversight
January 6, 2017
States without Payday and Car‐title Lending Save $5 Billion in Fees Annually
December 15, 2016
Debt Buyers Hound Coloradans in Court for Debts They May Not Owe

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