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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
February 25, 2019
Testimony in Support of HB2588: Regulating the Practices of the Student Loan Industry
February 21, 2019
Racial Disparities in Student Debt
February 21, 2019
Response to Senate Democratic Caucus Higher Education Act Reauthorization Principles
February 14, 2019
Map of U.S. Payday Interest Rates
February 14, 2019
Proposed Repeal of Payday Loan Rule: Overview & Initial Reaction
February 7, 2019
Testimony in Support of SB19-002: Protecting Coloradans from Abusive Practices by Student Education Loan Servicers
January 29, 2019
The State of For-Profit Colleges
January 28, 2019
Testimony: For-Profit College Accountability Act
January 22, 2019
Banks Must Adhere to Long-Established Sound Banking Principles
January 9, 2019
Low-Income Oregonians Report Heavy Debt Levels with Long-Term Consequences
December 19, 2018
Letter to the CFPB Regarding Ongoing Rulemaking on Debt Collection
December 12, 2018
Congress Must Act to Solve Student Loan Debt Crisis and Close the Racial Wealth Gap
December 12, 2018
Priorities for the Reauthorization of the Higher Education Act (HEA)
December 10, 2018
Strong Opposition to Proposed Changes to the Public Charge Guidelines
November 20, 2018
Comments on Enterprise Capital Requirements FHFA RIN 2590-AA95
November 19, 2018
Comment to the OCC in Strong Support for Effective Enforcement of the Community Reinvestment Act
November 19, 2018
Comment: OCC Should Not Weaken Community Reinvestment Act
October 31, 2018
Let My People Go: South Dakotans Stop Predatory Payday Lending
October 16, 2018
New Jersey Must Act to Address Student Loan Crisis
September 28, 2018
Testimony: Ensuring Consumer Protections in Financial Markets of the Digital Era
September 18, 2018
Comment on U.S. Department of Education’s Notice of Proposed Rulemaking Rescinding the 2014 Gainful Employment Regulations
September 13, 2018
Comment: Protect the Welfare of Career Training Students and Taxpayer Resources
September 11, 2018
Amicus Brief in Support of D.C.’s right to Pass Laws Protecting Against Abuse of Student Loan Repayment Plans
September 6, 2018
Testimony: The GSEs and Ginnie Mae Provide Important Access to Mortgage Credit in Underserved Communities
September 5, 2018
Lessons from the financial crisis: The central importance of a sustainable, affordable and inclusive housing market

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