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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
March 2, 2020
Factsheet: Georgia Voters Overwhelmingly Support 36% Rate Cap
February 24, 2020
Factsheet: South Carolina Voters Overwhelmingly Support 36% Rate Cap
February 20, 2020
Poll Results on Bipartisan Opposition to Predatory Payday Lending
February 18, 2020
Factsheet: Michigan Voters Overwhelmingly Support 36% Rate Cap
February 10, 2020
Poll: Dangers of Rent-a-Bank Schemes
February 5, 2020
Comment Opposing the FDIC’s Proposed Rule That Would Allow Predatory Non-bank Lenders to Route Their Loans Through Banks
February 5, 2020
Testimony on Rent-A-Bank Schemes and New Debt Traps
February 4, 2020
Letter to the FDIC Opposing the Evisceration of State Interest Rate Limits Around the Country
February 3, 2020
Bipartisan Support for Stopping Predatory High-Interest Loans
January 22, 2020
Defending the Constitutional Structure of Consumer Financial Protection Bureau
January 21, 2020
Community, Consumer, Civil Rights, and Faith Groups Strongly Oppose OCC's Proposed Rule on State Interest Rate Limits
January 21, 2020
OCC Rent A Bank Rule Proposal Comment Letter 2020
January 14, 2020
Predatory Lenders’ Rent-a-Bank Scheme: What Is It and What Can We Do To Stop It?
January 13, 2020
The Sky Doesn't Fall: Life After Payday Lending in South Dakota
December 20, 2019
High-Cost Lenders Scheme with Banks to Evade Consumer Protections
December 13, 2019
Diverse Coalition Issues Joint Statement on Proposed Changes to Community Reinvestment Act
November 7, 2019
Threat that National Banks Could Help Predatory Lenders Charging 135% to 199% Apr to Evade New California Law
October 25, 2019
Stepping Up: States Move to Hold Student Loan Servicers Accountable
October 18, 2019
Comment: Faith Leaders on HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
October 18, 2019
Comment: HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
October 8, 2019
Poll: Broad Support for Continued Wall Street Reforms in Early Primary States
October 2, 2019
Poll: Voters Oppose Department of Education and CFPB Rollback of Student Loan Protections
September 19, 2019
Debt Collection Rule Should Not Perpetuate Abusive Practices And Widen The Racial Wealth Gap
September 19, 2019
Strengthen The Proposed Debt Collection Rule To Fulfill The CFPB’s Obligation To Faithfully Implement The Fair Debt Collection Practices Act (FDCPA)
September 18, 2019
Prohibiting Rent-a-Bank Arrangements: A Longstanding Banking Principle

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