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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
March 2, 2022
Protect Against Abusive Debt Collection: Working Families Need Wage Protection and a Chance to Save
February 24, 2022
Credit Bureaus Must Take Action To Correct Credit Report Problems for Transgender and Nonbinary Consumers
February 17, 2022
Coalition Urges SBA and Congress to Fix PPP Forgiveness Rules Unfairly Penalizing Microbusinesses
February 16, 2022
Poll: Rhode Island Voters Overwhelmingly Support 36% Rate Cap
February 10, 2022
One Door Closes & Others Remain: Institutional Loans and the 90/10 Formula
February 9, 2022
Millions of Student Loan Borrowers Need Overdue Income-Driven Repayment (IDR) Reforms
February 8, 2022
Earned Wage Access: States Should Regulate As Credit, Protect Consumers
February 4, 2022
FDIC Must Stop Banks from Fronting for Predatory Lenders
February 1, 2022
Data Point: California Appeals Court Ruling Affirms Regulator’s Authority to Curb Bail Industry Abuses
February 1, 2022
Oportun: History of Abusive Debt Collection Practices
January 12, 2022
Restoring the Promise of Income-Driven Repayment: An IDR Waiver Program Proposal
January 6, 2022
Comment to CFPB from Broad Coalition Urges Robust Data Reporting Requirements for Small Businesses
December 21, 2021
Comment to the California DFPI on Proposed Rulemaking to Require Registration and Reporting for Wage-Based Advances
December 21, 2021
Organizations write to CFPB on Underregulated Fintech Consumer Credit Products
December 20, 2021
Advocates Outline a Path Forward for California to Rein in Shadow Student Debt
December 3, 2021
Comment to the CDFI Fund on Small Dollar Loan (SDL) Program Application
December 2, 2021
The State of For-Profit Colleges
November 26, 2021
Comment on the Proposed Rule to Amend the Enterprise Regulatory Capital Framework (ERCF)
November 9, 2021
Black Student Borrowers: In Their Own Words
November 9, 2021
HBCUs Provide Unique and Positive Learning Environment for Black Student Loan Borrowers
November 9, 2021
National Survey Finds Strong Support Among Black Borrowers for Cancellation, Increasing Pell Grant Amount, More Funding for HBCUs, and More
November 9, 2021
National Survey Shows Strong Support for Student Loan Cancellation Among Black Students
November 2, 2021
Testimony: Buy Now, Pay More Later? Investigating Risks and Benefits of BNPL and Other Emerging Fintech Cash Flow Products
October 28, 2021
Black America: Examining the HBCU Student Debt Experience
October 26, 2021
A Broad Coalition Write to Highlight the Urgent Need to Include Targeted First Generation Down Payment Assistance (DPA) in the Build Back Better Act

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