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Consumer Finance News
Jul 13
CRL Congratulates Michael Barr on His Senate Confirmation as Vice Chair at the Federal Reserve
Jul 11
Gaming your finances to get the perfect credit score
Jul 01
Credit scores and the bias behind them
Jun 09
CRL Congratulates Todd Harper on His Senate Confirmation as Chairman of NCUA

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Consumer Finance

The issues below cross multiple topic areas or cover the entire field of predatory lending.

Research & Policy

Comment Letter
May 2, 2022
CFPB Should Protect Consumers From “Junk Fees”
Letters to Congress
February 24, 2022
Credit Bureaus Must Take Action To Correct Credit Report Problems for Transgender and Nonbinary Consumers
Policy & Legislation
February 1, 2022
Data Point: California Appeals Court Ruling Affirms Regulator’s Authority to Curb Bail Industry Abuses
Comment Letter
December 21, 2021
Comment to the California DFPI on Proposed Rulemaking to Require Registration and Reporting for Wage-Based Advances
Testimony
November 2, 2021
Testimony: Buy Now, Pay More Later? Investigating Risks and Benefits of BNPL and Other Emerging Fintech Cash Flow Products
Letters to Congress
October 12, 2021
Organizations and Academics Urge the CFPB to Regulate Fee-based Earned Wage Access Products as Credit
Letters to Congress
October 12, 2021
Concern Regarding Prior CFPB Leadership’s Finding that Certain Earned Wage Access Products are Not “Credit” under TILA
Comment Letter
August 4, 2021
Oportun's Abusive Lending Practices Harm Latino and Immigrant Borrowers
Letters to Congress
July 6, 2021
Office of Management and Budget RFI: Methods and Leading Practices for Advancing Equity and Support for Underserved Communities Through Government
Comment Letter
April 19, 2021
Comment to the Federal Housing Finance Agency on Request for Input on Climate and Natural Disaster Risk Management at the Regulated Entities

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