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Consumer Finance News
Jan 04
Younger generations pay the most in bank fees, report finds
Dec 16
CRL Commends Consumer Financial Protection Bureau for Starting Inquiry into “Buy Now, Pay Later” Credit
Dec 10
CRL Statement on FDIC Board Members’ Push to Review Bank Merger Guidelines
Nov 18
CRL Calls for Congress to Pass Build Back Better Act with Historic Housing Investments

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Consumer Finance

The issues below cross multiple topic areas or cover the entire field of predatory lending.

Research & Policy

Comment Letter
December 21, 2021
Comment to the California DFPI on Proposed Rulemaking to Require Registration and Reporting for Wage-Based Advances
Testimony
November 2, 2021
Testimony: Buy Now, Pay More Later? Investigating Risks and Benefits of BNPL and Other Emerging Fintech Cash Flow Products
Letters to Congress
October 12, 2021
Organizations and Academics Urge the CFPB to Regulate Fee-based Earned Wage Access Products as Credit
Letters to Congress
October 12, 2021
Concern Regarding Prior CFPB Leadership’s Finding that Certain Earned Wage Access Products are Not “Credit” under TILA
Comment Letter
August 4, 2021
Oportun's Abusive Lending Practices Harm Latino and Immigrant Borrowers
Letters to Congress
July 6, 2021
Office of Management and Budget RFI: Methods and Leading Practices for Advancing Equity and Support for Underserved Communities Through Government
Comment Letter
April 19, 2021
Comment to the Federal Housing Finance Agency on Request for Input on Climate and Natural Disaster Risk Management at the Regulated Entities
Comment Letter
April 2, 2021
Comment to the Department of Financial Protection and Innovation on Reining in Abusive Practices in the Bail Bonds Industry
Comment Letter
March 15, 2021
Group Comment to the Department of Financial Protection and Innovation on Income Share Agreements (ISAs)
Comment Letter
March 15, 2021
Comment on Proposed Rulemaking under the California Consumer Financial Protection Law: Earned Wage Access

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