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Consumer Finance News
Nov 18
CRL Calls for Congress to Pass Build Back Better Act with Historic Housing Investments
Oct 14
Organizations Receive $250,000 Grant to Help Entrepreneurs of Color Start and Grow Businesses
Oct 08
New California DFPI Report on Consumer Lending
Oct 07
New CFPB Director Rohit Chopra Pledges to Protect Americans from Financial Fraud

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Consumer Finance

The issues below cross multiple topic areas or cover the entire field of predatory lending.

Research & Policy

Testimony
November 2, 2021
Testimony: Buy Now, Pay More Later? Investigating Risks and Benefits of BNPL and Other Emerging Fintech Cash Flow Products
Letters to Congress
October 12, 2021
Organizations and Academics Urge the CFPB to Regulate Fee-based Earned Wage Access Products as Credit
Letters to Congress
October 12, 2021
Concern Regarding Prior CFPB Leadership’s Finding that Certain Earned Wage Access Products are Not “Credit” under TILA
Comment Letter
August 4, 2021
Oportun's Abusive Lending Practices Harm Latino and Immigrant Borrowers
Letters to Congress
July 6, 2021
Office of Management and Budget RFI: Methods and Leading Practices for Advancing Equity and Support for Underserved Communities Through Government
Comment Letter
April 19, 2021
Comment to the Federal Housing Finance Agency on Request for Input on Climate and Natural Disaster Risk Management at the Regulated Entities
Comment Letter
April 2, 2021
Comment to the Department of Financial Protection and Innovation on Reining in Abusive Practices in the Bail Bonds Industry
Comment Letter
March 15, 2021
Group Comment to the Department of Financial Protection and Innovation on Income Share Agreements (ISAs)
Comment Letter
March 15, 2021
Comment on Proposed Rulemaking under the California Consumer Financial Protection Law: Earned Wage Access
Comment Letter
March 8, 2021
Broad Coalition Comment to Department of Financial Protection and Innovation on Consumer Protection Issues

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