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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
August 31, 2020
Comment to the Federal Housing Finance Agency on Enterprise Regulatory Capital Framework
August 24, 2020
Overview: CFPB’s Repeal of its 2017 Ability-to-Repay Standard for Payday & Car Title Loans
August 10, 2020
The OCC and FDIC Plan to Trample State Laws by Gutting the Longstanding “True Lender” Doctrine
August 4, 2020
The CFPB’s Approach to Time-Barred Debt and the Proposed Disclosures Will Perpetuate Abusive Practices and Widen the Racial Wealth Gap
July 30, 2020
Amicus Brief Regarding Lacewell v OCC 2nd Circuit
July 29, 2020
Additional Testing of the Validation Notice is a Necessary Part of the CFPB’s Debt Collection Rulemaking
July 15, 2020
Student Debt Cancellation for All Borrowers Is a Must in the Next Coronavirus Relief Package
July 14, 2020
Letter from Wells Fargo to HUD on Fair Housing Act Disparate Impact Rule
July 13, 2020
Industrial Loan Company Charters Pose Risks to Consumers and the Economy: A Moratorium Is Needed
July 2, 2020
Comments to FDIC on Notice of Proposed Rulemaking for Industrial Loan Companies
June 23, 2020
OCC’s Community Reinvestment Act Rule Harms Low- and Moderate-Income Communities and Communities of Color
June 17, 2020
Testimony on Loan Forgiveness and Other Challenges of the Paycheck Protection Program
June 10, 2020
Concerns with the NCUA Interim Final Rule on Overdraft Policy
June 2, 2020
Overdraft Fees: Banks Must Stop Gouging Consumers During the COVID-19 Crisis
June 1, 2020
400+ Civil Rights Organizations Urge Congressional Action on Police Violence
June 1, 2020
Comment on Consumer Financial Protection Bureau's RFI to Assist the Taskforce on Federal Consumer Financial Law Taskforce
May 27, 2020
The Paycheck Protection Program Continues to be Disadvantageous to Smaller Businesses, Especially Businesses Owned by People of Color and the Self-Employed
May 21, 2020
COVID-19-Related Resources
May 21, 2020
Joint Letter: Making the Paycheck Protection Program Work for Underserved Small Businesses
May 15, 2020
Comment: The Paycheck Protection Program Continues To Be Disadvantageous to Smaller Businesses, Especially Businesses Owned by People of Color and the Self-Employed
May 14, 2020
Joint Statement: Narrowing Student Debt Cancellation In HEROES Act Leaves Out Millions
May 14, 2020
The Critical Relief of Student Debt Cancellation Must Remain in HR 6800 - the HEROES Act
May 11, 2020
Strong Bipartisan Support for Permanently Reducing Student Loan Debt by $20,000 for All Borrowers
May 5, 2020
Americans Strongly Support Prohibiting High-Interest Loans And Capping Interest Rates During the Coronavirus Crisis
May 5, 2020
Small Business Support Must Extend to Businesses of Color

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