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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
April 6, 2020
Congress Should Halt Outrageous Bank Overdraft Fees During COVID-19 Crisis
March 27, 2020
Banks Should Not Read Federal Regulators’ COVID-19 Small Dollar Loan Guidance as Permitting Payday or Other High-Cost Loans
March 23, 2020
Coalition Supports 36% Interest Rate Cap on Consumer Loans During COVID-19 Crisis
March 20, 2020
Financial Policy Recommendations for Coronavirus-Response Stimulus
March 15, 2020
Deposit Insurance Applications by Industrial Banks and Industrial Loan Companies
March 13, 2020
Factsheet: New Jersey Voters Overwhelmingly Support 36% Rate Cap
March 12, 2020
Treat Fannie and Freddie As Utilities
March 4, 2020
Broad Support for Interest Rate Cap Among Payday Loan Borrowers
March 2, 2020
Factsheet: Georgia Voters Overwhelmingly Support 36% Rate Cap
February 24, 2020
Factsheet: South Carolina Voters Overwhelmingly Support 36% Rate Cap
February 20, 2020
Poll Results on Bipartisan Opposition to Predatory Payday Lending
February 18, 2020
Factsheet: Michigan Voters Overwhelmingly Support 36% Rate Cap
February 10, 2020
Poll: Dangers of Rent-a-Bank Schemes
February 5, 2020
Comment Opposing the FDIC’s Proposed Rule That Would Allow Predatory Non-bank Lenders to Route Their Loans Through Banks
February 5, 2020
Testimony on Rent-A-Bank Schemes and New Debt Traps
February 4, 2020
Letter to the FDIC Opposing the Evisceration of State Interest Rate Limits Around the Country
February 3, 2020
Bipartisan Support for Stopping Predatory High-Interest Loans
January 22, 2020
Defending the Constitutional Structure of Consumer Financial Protection Bureau
January 21, 2020
Community, Consumer, Civil Rights, and Faith Groups Strongly Oppose OCC's Proposed Rule on State Interest Rate Limits
January 21, 2020
OCC Rent A Bank Rule Proposal Comment Letter 2020
January 14, 2020
Predatory Lenders’ Rent-a-Bank Scheme: What Is It and What Can We Do To Stop It?
January 13, 2020
The Sky Doesn't Fall: Life After Payday Lending in South Dakota
December 20, 2019
High-Cost Lenders Scheme with Banks to Evade Consumer Protections
December 13, 2019
Diverse Coalition Issues Joint Statement on Proposed Changes to Community Reinvestment Act
November 7, 2019
Threat that National Banks Could Help Predatory Lenders Charging 135% to 199% Apr to Evade New California Law

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