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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
January 17, 2017
Letter to the Comptroller of the Currency: Innovation Should Not Come at the Expense of Consumer Protection
January 13, 2017
Strong Opposition to Enabling Lenders to Avoid State Protections and Oversight
January 6, 2017
States without Payday and Car‐title Lending Save $5 Billion in Fees Annually
December 15, 2016
Debt Buyers Hound Coloradans in Court for Debts They May Not Owe
December 2, 2016
Strong Opposition to New Federal Nonbank Lending Charters
November 7, 2016
Comment to the CFPB on Request for Information on Payday Loans, Vehicle Title Loans, Installment Loans and Open-end Lines of Credit
October 27, 2016
Comment on FDIC Seeking Comment on Proposed Guidance for Third-Party Lending
October 13, 2016
Comment to the Federal Housing Finance Agency on Single-Family Credit Risk Transfer
October 11, 2016
CA State Legislature and Attorney General Comment to CFPB on Proposed Rule for Payday and Car Title Lending
October 7, 2016
Comment Executive Summary on CFPB's Proposed Rule on Payday and Car Title Lending
October 7, 2016
Comment on CFPB's Proposed Rule on Payday and Car Title Lending
October 6, 2016
Initial Analysis of Consumer Financial Protection Bureau’s Proposed Outline to Address Debt Collection Abuses
September 29, 2016
Strong Support for Allowing Former ITT Students to Access the Guaranty Fund
September 29, 2016
The Nation's Housing Finance System Remains Closed to African-American & Latino Consumers Despite Strong Economic Recovery in 2015
September 27, 2016
Threats to Consumers in the Update to the Uniform Interagency Consumer Compliance Rating System
September 20, 2016
Fundamentally Improving Protections for Consumers Victimized by Predatory Debt Collection Practices
September 14, 2016
Testimony of Whitney Barkley-Denney to the Massachusetts Special Commission on Interstate Reciprocity Agreements
September 13, 2016
Do Not Undercut the Essential Reforms of Dodd-Frank: Oppose the Financial CHOICE Act
August 24, 2016
Loopholes in the Department of Educations' Proposed Rule on State Authorization of Postsecondary Distance Education Programs
August 22, 2016
Strong Support for the Proposed Rule to Limit Pre-dispute Mandatory Arbitration Clauses in Consumer Finance Contracts
August 17, 2016
Shark‐Free Waters: States are Better Off without Payday Lending
August 17, 2016
Sign-On Letter to Secretary of Education August 2016
August 10, 2016
Critiques of Research Focused on Payday Lending
August 1, 2016
Improvements to the Borrower Defense to Repayment Provision of the Higher Education Act
July 29, 2016
The Drought Continues: Mortgage Credit Runs Dry for Californians of Color

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