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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
March 1, 2021
Amicus Brief in Support of Indigent Defendants Charged with Unaffordable Criminal Fines and Fees
March 1, 2021
Strong Support for the Nomination of Federal Trade Commissioner Rohit Chopra as the next Director of the Consumer Financial Protection Bureau
February 28, 2021
Comment to the Federal Housing Finance Agency on Enterprise Housing Goals Advance Notice of Proposed Rulemaking
February 18, 2021
Road to Relief: Supporting Federal Student Loan Borrowers During the COVID-19 Crisis and Beyond Supplement
February 16, 2021
Comment to the Federal Reserve Board: Modernizing Community Reinvestment Act (CRA) Regulations
February 16, 2021
Comment: Proposed Change to NCUA Overdraft Policy, RIN 3133-AF20
February 12, 2021
Coalition Letter: Paycheck Protection Program (PPP) Should Increase Meaningful Access for Sole Proprietors, Independent Contractors, and Self-Employed Individuals
February 8, 2021
SBA Student Loan Restriction Impacts Black and Latino Business Owners Disproportionately
February 4, 2021
Coalition Applauds Bicameral Resolution Calling on Biden to Cancel $50K of Student Debt
February 4, 2021
The Rent-A-Bank Scheme
February 3, 2021
Amicus Brief: McCoy Student Debt Bankruptcy Discharge
January 15, 2021
Over 325 Orgs Call on President-Elect Biden to Cancel Federal Student Debt on Day One using Executive Action
January 4, 2021
Comment to OCC Opposing Proposed Rule to Pressure Banks to Support Predatory Lending
December 22, 2020
Comment on Oportun’s Bank Charter Application
December 22, 2020
Sign-on Letter: Opportun's Lending Practices Harm Latino and Low-to-moderate Income Borrowers
December 18, 2020
Amicus Brief: Support for the Case Against OCC Rule that Encourages Predatory Lending through “Rent-a-bank” Schemes
December 14, 2020
Broad Opposition to the CFPB’s Plan to Engage in Payday Loan Disclosure Testing
December 14, 2020
Comment: CFPB Outline of Proposals Under Consideration and Alternatives Considered for Section 1071
December 3, 2020
Poll: North Carolina Student Loan Borrowers During COVID-19 Pandemic
December 1, 2020
Comment on Request for Information on the Equal Credit Opportunity Act and Regulation B
November 23, 2020
Road to Relief: Supporting Federal Student Loan Borrowers During the COVID-19 Crisis and Beyond
November 12, 2020
Stepping Up: States Move to Hold Student Loan Servicers Accountable
November 12, 2020
System Reboot: Challenges & Opportunities at the State Level for Higher Education During COVID-19 & Beyond
November 10, 2020
Payday and Vehicle Title Lending Disproportionately Harm Communities of Color, Exploiting and Perpetuating the Racial Wealth Gap
November 9, 2020
Poll: Student Debt during COVID-19 in Pennsylvania

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