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Debt Collection & Settlement News
Dec 18
CFPB’s Final Debt Collection Rule Fails to Fully Ban Collection of Stale, Time-Barred Debt
Oct 30
CFPB Debt Collection Rule a Mixed Bag for Consumers
Oct 13
New CRL Report: Debt Collectors in California May Have Seized $700M, Often Based on Scant Evidence & Other Questionable Practices
Aug 05
In Comment to CFPB, Consumer and Civil Rights Organizations Urge Agency to Ban Collection of Time-Barred Debt

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Debt Collection & Settlement

Research & Policy

Research
October 13, 2020
Court System Overload: The State of Debt Collection in California after the Fair Debt Buyer Protection Act
Research
September 29, 2020
Polling Memo: Voters Support Strong Consumer Financial Protections and Tough Regulation of Wall Street
Comment Letter
August 4, 2020
The CFPB’s Approach to Time-Barred Debt and the Proposed Disclosures Will Perpetuate Abusive Practices and Widen the Racial Wealth Gap
Comment Letter
July 29, 2020
Additional Testing of the Validation Notice is a Necessary Part of the CFPB’s Debt Collection Rulemaking
Policy & Legislation
April 9, 2020
Congress Should Pause Debt Collection and Protect Assets, Including Stimulus Checks During COVID-19 Crisis
Comment Letter
September 19, 2019
Debt Collection Rule Should Not Perpetuate Abusive Practices And Widen The Racial Wealth Gap
Comment Letter
September 19, 2019
Strengthen The Proposed Debt Collection Rule To Fulfill The CFPB’s Obligation To Faithfully Implement The Fair Debt Collection Practices Act (FDCPA)
Research
September 11, 2019
Poll: Strong Bipartisan Opposition Among Voters to Major Components of the Proposed New CFPB Debt Collection Rule
Research
March 20, 2019
The Case Against Illegal Debt Collection
Research
March 18, 2019
Debt By Default: Debt Collection Practices in Washington 2012–2016

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Kiran Sidhu
Policy Counsel
Lisa Stifler
Director of State Policy
Ellen Harnick
Executive Vice President & Western Office Director