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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
June 6, 2023
Letter for House Hearing: “Uncertain Debt Management: Treasury Markets and Financial Institutions”
May 24, 2023
Overturning Student Debt Relief Through the Congressional Review Act Will Have Devastating Consequences for Student Loan Borrowers
May 17, 2023
Consumer, Civil rights, and Labor Groups in California Commend Efforts to Regulate Abusive Fintech Lenders
May 17, 2023
CRL and NCLC Comment in Support of the DFPI’s proposal to Clarify that Fintech Cash Advances are Covered by the California Financing Law
May 15, 2023
Amici Brief from Center for Responsible Lending, Self-Help, and NALCAB in Support of the CFPB
May 8, 2023
Immense Coalition of 260+ Civil Rights, Labor, and Advocacy Organizations Call for the Rejection of Partisan Scheme to Block Debt Relief for Student Loan Borrowers & Reverse Student Loan Payment Pause
May 2, 2023
What’s Next for Student Loan Borrowers?
April 25, 2023
Coalition Opposes Dangerous Package of Bills Titled the “CFPB Transparency and Accountability Reform Act”
April 24, 2023
Comment in Support of Strengthening the Department of Housing and Urban Development (HUD) Proposed Rule on Affirmatively Furthering Fair Housing
April 7, 2023
Adding Fuel to the Fire: OppFi Hurts, Does Not Help, Borrowers’ Credit Health
April 7, 2023
Burned Borrowers: A Look at the Experiences of OppFi Customers
March 28, 2023
Allow the CFPB’s Final 1071 Rulemaking to Proceed without Delay
March 23, 2023
Consumers Groups Call On the FTC to Regulate Junk Fees
March 23, 2023
Letter Submitted to Subcommittee on Higher Education and Workforce Development hearing on the Implications of Biden's Student Loan Policies
March 21, 2023
Coalition Comments to FDIC Regarding Community Reinvestment Act Examination of First Electronic Bank
March 20, 2023
Cash-Out Refinancing: The Pitfalls of Cash-Out Refinancing in a Rising Interest Rate Environment
March 14, 2023
Comments to FDIC from Coalition on Community Reinvestment Act Examination of Rent-a-Bank FinWise Bank
March 14, 2023
CRL Testimony for the Vermont House Committee on Commerce and Economic Development
March 14, 2023
Earned Wage Advance is Credit (In Focus Series #3)
March 14, 2023
Earned Wage Advance: States Should Regulate As Credit, Protect Consumers
March 9, 2023
CRL Testimony for "Consumer Financial Protection Bureau: Ripe for Reform" Hearing
March 3, 2023
Consumer and Civil Rights Groups Urge OCC to Reform Inequitable Overdraft Programs
February 9, 2023
Payday Lending Supporters Promote Flawed Analysis to Justify Predatory Interest Rates
January 3, 2023
36% Cap on Annual Interest Rate Stops Payday Lending Debt Cycle
December 15, 2022
Upsold and Weighed Down: An Analysis of a Subset of Supervised Installment Lending in Colorado

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