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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
January 21, 2020
OCC Rent A Bank Rule Proposal Comment Letter 2020
January 14, 2020
Predatory Lenders’ Rent-a-Bank Scheme: What Is It and What Can We Do To Stop It?
January 13, 2020
The Sky Doesn't Fall: Life After Payday Lending in South Dakota
December 20, 2019
High-Cost Lenders Scheme with Banks to Evade Consumer Protections
December 13, 2019
Diverse Coalition Issues Joint Statement on Proposed Changes to Community Reinvestment Act
November 7, 2019
Threat that National Banks Could Help Predatory Lenders Charging 135% to 199% Apr to Evade New California Law
October 25, 2019
Stepping Up: States Move to Hold Student Loan Servicers Accountable
October 18, 2019
Comment: Faith Leaders on HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
October 18, 2019
Comment: HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
October 8, 2019
Poll: Broad Support for Continued Wall Street Reforms in Early Primary States
October 2, 2019
Poll: Voters Oppose Department of Education and CFPB Rollback of Student Loan Protections
September 19, 2019
Debt Collection Rule Should Not Perpetuate Abusive Practices And Widen The Racial Wealth Gap
September 19, 2019
Strengthen The Proposed Debt Collection Rule To Fulfill The CFPB’s Obligation To Faithfully Implement The Fair Debt Collection Practices Act (FDCPA)
September 18, 2019
Prohibiting Rent-a-Bank Arrangements: A Longstanding Banking Principle
September 16, 2019
Comments to the CFPB on Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z)
September 11, 2019
Poll: Strong Bipartisan Opposition Among Voters to Major Components of the Proposed New CFPB Debt Collection Rule
September 10, 2019
Testimony: A $1.5 Trillion Crisis: Protecting Student Borrowers and Holding Student Loan Servicers Accountable
September 4, 2019
Preserving and Strengthening Access to Stable, Affordable, and Equitable Homeownership Opportunities for All American Families
August 29, 2019
Amicus Brief in Support of Pennsylvania Attorney General Josh Shapiro’s Lawsuit Against Navient Corporation
August 20, 2019
North Carolina's Student Debt: Dimensions of a Crisis
August 12, 2019
Letter to CFPB on Payday Lending Rule Payment Protections
July 22, 2019
Quicksand: Borrowers of Color & the Student Debt Crisis
July 10, 2019
Comment: Preserve the State Authorization of Distance Education Rules
July 8, 2019
A Smarter Qualified Mortgage Can Benefit Borrowers, Taxpayers, and the Economy
July 1, 2019
Comprehensive Reform of Unfair and Abusive Overdraft Practices Is Badly Needed

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