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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
May 18, 2022
Advocates Urge Auto Repair Chains, Including AAMCO, Meineke, and Midas, To Stop Offering Predatory Loans
May 10, 2022
Necessary Relief: Substantial Cancellation Will Ease the Burden of Unaffordable Student Debt (and Boost the Economy)
May 5, 2022
Small Business Matters: Forgive PPP Loans and Strengthen Section 1071
May 2, 2022
CFPB Should Protect Consumers From “Junk Fees”
April 19, 2022
Courts Should End Debt Buyers’ Litigation Assembly Line Lawsuits That Target Unaware Consumers and Increase the Racial Wealth Gap
April 18, 2022
Adjustments to Help the FHA Streamline Refinance Program Reach More Low-Wealth Families
April 11, 2022
Adding Eligibility for First-Generation Homebuyers to the GSE Affordable Housing Programs
April 6, 2022
Buy Now, Pay Later: No Free Pass from Consumer Protections
April 5, 2022
Banks, Credit Unions and Consumer Groups Urge Congress to Close the Industrial Loan Company Loophole
March 31, 2022
Income-Share Agreements Burden Students with Unfair Terms and Unforeseen Costs
March 28, 2022
77 Groups Urge the CFPB to Supervise the 'Buy Now, Pay Later' Market
March 28, 2022
CFPB Should Treat 'Buy Now, Pay Later' Products Like Credit Cards and Protect Consumers from Harmful Practices.
March 21, 2022
CRL Testimony at Hearing: “An Empirical Review of the Paycheck Protection Program”
March 7, 2022
APR Matters: Allows True Comparison; Reveals Astronomical Cost of Payday Loans
March 2, 2022
Amicus Brief: North Carolina Supreme Court - Townes v. Portfolio Recovery Associates (PRA)
March 2, 2022
Protect Against Abusive Debt Collection: Working Families Need Wage Protection and a Chance to Save
February 24, 2022
Credit Bureaus Must Take Action To Correct Credit Report Problems for Transgender and Nonbinary Consumers
February 17, 2022
Coalition Urges SBA and Congress to Fix PPP Forgiveness Rules Unfairly Penalizing Microbusinesses
February 16, 2022
Poll: Rhode Island Voters Overwhelmingly Support 36% Rate Cap
February 10, 2022
One Door Closes & Others Remain: Institutional Loans and the 90/10 Formula
February 9, 2022
Millions of Student Loan Borrowers Need Overdue Income-Driven Repayment (IDR) Reforms
February 8, 2022
Earned Wage Access: States Should Regulate As Credit, Protect Consumers
February 4, 2022
FDIC Must Stop Banks from Fronting for Predatory Lenders
February 1, 2022
Data Point: California Appeals Court Ruling Affirms Regulator’s Authority to Curb Bail Industry Abuses
February 1, 2022
Oportun: History of Abusive Debt Collection Practices

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