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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
March 20, 2023
Cash-Out Refinancing: The Pitfalls of Cash-Out Refinancing in a Rising Interest Rate Environment
March 14, 2023
Comments to FDIC from Coalition on Community Reinvestment Act Examination of Rent-a-Bank FinWise Bank
March 14, 2023
CRL Testimony for the Vermont House Committee on Commerce and Economic Development
March 14, 2023
Earned Wage Advance is Credit (In Focus Series #3)
March 14, 2023
Earned Wage Advance: States Should Regulate As Credit, Protect Consumers
March 9, 2023
CRL Testimony for "Consumer Financial Protection Bureau: Ripe for Reform" Hearing
March 3, 2023
Consumer and Civil Rights Groups Urge OCC to Reform Inequitable Overdraft Programs
February 9, 2023
Payday Lending Supporters Promote Flawed Analysis to Justify Predatory Interest Rates
January 3, 2023
36% Cap on Annual Interest Rate Stops Payday Lending Debt Cycle
December 15, 2022
Upsold and Weighed Down: An Analysis of a Subset of Supervised Installment Lending in Colorado
December 14, 2022
Testimony: Mitria Spotser on the VA Housing Loan Forever Act of 2022
December 6, 2022
Letter Supporting Senate Bill to Close Industrial Loan Company Loophole
December 5, 2022
Coalition Applauds CDFI Fund’s Focus on Community Development
December 5, 2022
Comment: CRL and Self-Help Support the CDFI Fund’s Adoption of Meaningful Consumer Protections in CDFI Certification Application
December 5, 2022
Poll Results on Bipartisan Support of the Ongoing Mission of the CFPB to Regulate the Financial Industry and Protect Consumers
November 28, 2022
CFPB Should Update Mortgage Regulations to Reduce Unnecessary Foreclosures and Reduce the Racial Wealth Gap
November 28, 2022
Payment Supplement: A Loss Mitigation Option to Provide Payment Relief for FHA Loans in a High Interest Rate Environment
November 1, 2022
“Paying from the Grave”: Historically Black Colleges and Universities (HBCU) Alumni and the Burden of Student Loan Debt
October 27, 2022
The Protecting Wages of Essential Workers Act of 2022 (Protecting Wages Act)
October 25, 2022
Public Service Loan Forgiveness Limited Waiver Ends October 31
September 26, 2022
Unsafe Harbor: The Persistent Harms of High-Cost Installment Loans
September 15, 2022
Bank and Consumer Groups Petition CFPB for Oversight of Non-bank Personal Loans
September 15, 2022
Letter Urging the U.S. Treasury Department and U.S. Small Business Administration to reverse the Good Faith Error Rule of the Paycheck Protection Program
September 12, 2022
Sign-on Letter to the FTC Addressing Auto Sale Add-ons, Price and Financing Disclosures, Yo-yo sales, and More
September 12, 2022
The FTC Must Work to Make the Auto Lending Marketplace Safe from Unfair and Deceptive Trade Practices

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