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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
April 30, 2021
Opposition to the National Credit Union Administration’s Proposal which Would Authorize Predatory Lending by Credit Unions
April 28, 2021
Testimony: The Reemergence of Rent-a-Bank?
April 23, 2021
Correcting the Record: The OCC’s “Fake Lender” Rule Expands Harmful, Predatory Lending
April 21, 2021
Hardship for Renters: Too Many Years to Save for Mortgage Down Payment and Closing Costs
April 19, 2021
Comment to the Federal Housing Finance Agency on Request for Input on Climate and Natural Disaster Risk Management at the Regulated Entities
April 2, 2021
Comment to the Department of Financial Protection and Innovation on Reining in Abusive Practices in the Bail Bonds Industry
March 23, 2021
Map of U.S. Payday Interest Rates
March 22, 2021
Broad Coalition Calls for Congress to Rescind “Fake Lender” Rule that Facilitates Predatory Loan Schemes
March 18, 2021
Coalition Letter: Congress Should Extend the Paycheck Protection Program (PPP). The Schedule C Fix Must Be Made Retroactive
March 18, 2021
Poll: Minnesota Student Loan Borrowers During COVID-19 Pandemic
March 17, 2021
Suing-to-Intimidate: New Evidence Confirms that Oportun Abuses and Intimidates Families in Court to Collect Small-Dollar Loan Debts in California Courts
March 16, 2021
Testimony: Home = Life: The State of Housing in America
March 15, 2021
Comment on Proposed Rulemaking under the California Consumer Financial Protection Law: Earned Wage Access
March 15, 2021
Group Comment to the Department of Financial Protection and Innovation on Income Share Agreements (ISAs)
March 11, 2021
Testimony: Slipping Through the Cracks: Policy Options to Help America’s Consumer During the Pandemic
March 10, 2021
Testimony: Justice for All: Achieving Racial Equity Through Fair Access to Housing and Financial Services
March 9, 2021
Comment to the Federal Housing Finance Agency on Resolution Planning Notice of Proposed Rulemaking
March 8, 2021
Broad Coalition Comment to Department of Financial Protection and Innovation on Consumer Protection Issues
March 1, 2021
Amicus Brief in Support of Indigent Defendants Charged with Unaffordable Criminal Fines and Fees
March 1, 2021
Strong Support for the Nomination of Federal Trade Commissioner Rohit Chopra as the next Director of the Consumer Financial Protection Bureau
February 28, 2021
Comment to the Federal Housing Finance Agency on Enterprise Housing Goals Advance Notice of Proposed Rulemaking
February 26, 2021
Protect Against Abusive Debt Collection: Working Families Need Wage Protection and a Chance to Save
February 18, 2021
Road to Relief: Supporting Federal Student Loan Borrowers During the COVID-19 Crisis and Beyond Supplement
February 16, 2021
Comment to the Federal Reserve Board: Modernizing Community Reinvestment Act (CRA) Regulations
February 16, 2021
Comment: Proposed Change to NCUA Overdraft Policy, RIN 3133-AF20

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