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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
August 12, 2019
Letter to CFPB on Payday Lending Rule Payment Protections
July 22, 2019
Quicksand: Borrowers of Color & the Student Debt Crisis
July 10, 2019
Comment: Preserve the State Authorization of Distance Education Rules
July 8, 2019
A Smarter Qualified Mortgage Can Benefit Borrowers, Taxpayers, and the Economy
July 1, 2019
Comprehensive Reform of Unfair and Abusive Overdraft Practices Is Badly Needed
July 1, 2019
Protections Against Unfair and Abusive Overdraft Fees Should Be Strengthened
June 11, 2019
Consumer and Civil Rights Groups Urge FDIC, OCC, and Fed to Prevent Bank Payday Loans
June 3, 2019
Protect Student Loan Borrowers from Discrimination
May 17, 2019
Comment on CFPB's Proposed Repeal of the Payday Lending Rule
May 8, 2019
Testimony: A Review of the State of and Barriers to Minority Homeownership
April 30, 2019
Testimony: Ending Debt Traps in the Payday and Small Dollar Credit Industry
April 25, 2019
Payday and Car Title Lenders Drain Nearly $8 Billion in Fees Every Year
March 28, 2019
The Failings Of Online For-profit Colleges: Findings From Student Borrower Focus Groups
March 27, 2019
Testimony: Ensuring Access to Safe and Affordable Mortgage Loans for All Creditworthy Borrowers
March 20, 2019
A Home is More Than a House
March 20, 2019
Abusive Overdraft Fees Drain Consumers Dry
March 20, 2019
Auto Lending Practices Can Take You for a Ride
March 20, 2019
Drowning in Student Debt
March 20, 2019
Financial Fairness for All
March 20, 2019
The Case Against Illegal Debt Collection
March 20, 2019
The Debt Trap of Triple-Digit Interest Rate Loans: Payday, Car-Title, and High-Cost Installment Loans
March 19, 2019
Comments to the Consumer Financial Protection Bureau Proposed Delay of the Payday & Vehicle Title Rule
March 18, 2019
Debt By Default: Debt Collection Practices in Washington 2012–2016
March 5, 2019
Bill Analysis of Indiana SB 613: Consumer Credit
February 28, 2019
Toolkit: Tell CFPB to Keep Protections from Payday Loan Debt Traps

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