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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
August 5, 2022
Comment on the Community Reinvestment Act, Notice of Proposed Rulemaking
August 2, 2022
Debt Under Duress: The Economic Impacts of Bail Bonds on San Francisco Bay Area Residents
July 29, 2022
Restoring Income-Driven Repayment
July 21, 2022
Coalition Letter in Support of Extending and Expanding the PSLF Waiver & IDR Adjustment Student Debt Relief Programs
July 8, 2022
Amicus Brief: California Superior Court - Opportunity Financial v. Hewlett
June 30, 2022
Consumer Rights Organizations Call on FDIC to Downgrade TAB Bank on its Community Reinvestment Act Exam
June 29, 2022
Testimony: Mike Calhoun on Boom and Bust: Inequality, Homeownership, and the Long-Term Impacts of the Hot Housing Market
June 28, 2022
Resilient But Deeper in Student Debt: Women of Color Faced Greater Hardships Through COVID-19
June 17, 2022
Broad Coalition of Organizations and Faith Leaders Urge $50K Cancellation of Federal Student Debt by Executive Action
May 31, 2022
Comment: Access to Capital Is One of the Greatest Barriers to Success for Minority Entrepreneurs
May 27, 2022
500+ Organization Coalition Calls on President Joe Biden to Immediately Cancel Student Debt
May 26, 2022
CRL Student Debt Cancellation HBCU Panel Discussion
May 18, 2022
Advocates Urge Auto Repair Chains, Including AAMCO, Meineke, and Midas, To Stop Offering Predatory Loans
May 10, 2022
Necessary Relief: Substantial Cancellation Will Ease the Burden of Unaffordable Student Debt (and Boost the Economy)
May 5, 2022
Small Business Matters: Forgive PPP Loans and Strengthen Section 1071
May 2, 2022
CFPB Should Protect Consumers From “Junk Fees”
May 2, 2022
Student Loan Industry Failure Could Jeopardize Help for Millions of Low-Income Borrowers
April 19, 2022
Courts Should End Debt Buyers’ Litigation Assembly Line Lawsuits That Target Unaware Consumers and Increase the Racial Wealth Gap
April 18, 2022
Adjustments to Help the FHA Streamline Refinance Program Reach More Low-Wealth Families
April 11, 2022
Adding Eligibility for First-Generation Homebuyers to the GSE Affordable Housing Programs
April 6, 2022
Buy Now, Pay Later: No Free Pass from Consumer Protections
April 5, 2022
Banks, Credit Unions and Consumer Groups Urge Congress to Close the Industrial Loan Company Loophole
April 5, 2022
General QM Final Rule Provides Robust Protections for All Borrowers
March 31, 2022
Income-Share Agreements Burden Students with Unfair Terms and Unforeseen Costs
March 28, 2022
77 Groups Urge the CFPB to Supervise the 'Buy Now, Pay Later' Market

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