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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
October 25, 2021
Comment to the Federal Housing Finance Agency on 2022-2024 Enterprise Housing Goals Advance Notice of Proposed Rulemaking
October 18, 2021
Comment on Proposed Interagency Guidance on Third-Party Relationships: Risk Management
October 12, 2021
Concern Regarding Prior CFPB Leadership’s Finding that Certain Earned Wage Access Products are Not “Credit” under TILA
October 12, 2021
Organizations and Academics Urge the CFPB to Regulate Fee-based Earned Wage Access Products as Credit
September 9, 2021
Civil Rights Groups Push for Housing Investment and Equity in Human Infrastructure, Reconciliation Bill
September 1, 2021
Testimony: What Comes Next? PPP Forgiveness
August 24, 2021
Support for Reinstating HUD’s 2013 Disparate Impact Rule
August 17, 2021
Almost Two in Three Navient Borrowers Making Payments During COVID-19 Federal Student Loan Payment Pause Are Underwater
August 16, 2021
Response to the State Corporation Commission’s Order Requesting Additional Comments on Proposed Regulations to Implement Virginia’s New Student Loan Borrower Bill of Rights
August 4, 2021
Oportun's Abusive Lending Practices Harm Latino and Immigrant Borrowers
July 29, 2021
Testimony: Protecting Americans from Debt Traps by Extending the Military’s 36% Interest Rate Cap to Everyone
July 21, 2021
Overdraft Fees Cause Financial Exclusion; Policymakers Must Act
July 12, 2021
Comments on Restoring Affirmatively Furthering Fair Housing Definitions and Certifications
July 6, 2021
Office of Management and Budget RFI: Methods and Leading Practices for Advancing Equity and Support for Underserved Communities Through Government
June 23, 2021
Testimony: To Help Communities of Color and Spur Economic Recovery, Student Debt Cancellation Must be a Part of the Solution
June 21, 2021
Urging HUD to Extend the Foreclosure Moratorium and Deadline to Request Forbearance for FHA Borrowers
June 3, 2021
First Generation: Criteria for a Targeted Down Payment Assistance Program
May 11, 2021
Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X
April 30, 2021
Opposition to the National Credit Union Administration’s Proposal which Would Authorize Predatory Lending by Credit Unions
April 28, 2021
Testimony: The Reemergence of Rent-a-Bank?
April 23, 2021
Correcting the Record: The OCC’s “Fake Lender” Rule Expands Harmful, Predatory Lending
April 22, 2021
Potential changes to the FHA COVID-19 modification options to keep more borrowers in their homes
April 21, 2021
Hardship for Renters: Too Many Years to Save for Mortgage Down Payment and Closing Costs
April 19, 2021
Comment to the Federal Housing Finance Agency on Request for Input on Climate and Natural Disaster Risk Management at the Regulated Entities
April 2, 2021
Comment to the Department of Financial Protection and Innovation on Reining in Abusive Practices in the Bail Bonds Industry

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