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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
July 28, 2016
Prepared Remarks of Graciela Aponte-Diaz Before the CFPB Field Hearing on Debt Collection, July 2016
July 15, 2016
Bipartisan Poll: Widespread Strong Support for Financial Regulation and the CFPB
June 29, 2016
The CFPB’s Payday Lending Proposed Rule: What Works, What Doesn’t
June 15, 2016
Center for Responsible Lending's Response to "Reframing the Debate about Payday Lending by Liberty Street Economics"
June 6, 2016
Initial Analysis of CFPB’s Proposed Rule to Address Payday & Car Title Loans
June 2, 2016
Enforce the Community Reinvestment Act
June 2, 2016
Who Will Receive Home Loans, and How Much Will They Pay?
May 24, 2016
How Overdraft Fees Harm Consumers and Discourage Responsible Bank Products
May 18, 2016
The CFPB’s Upcoming Payday Lending Rule: What to Look For and What It Means
May 17, 2016
Map of U.S. Payday Interest Rates
May 17, 2016
Payday and Car Title Lenders Drain $8 Billion in Fees Every Year
May 12, 2016
NC Student Loan Calculus: What North Carolina Can Do to Ensure All of Its Students Receive an Affordable, Quality College Education
May 2, 2016
Colorado Voters Strongly Opposed to Raising the Maximum Interest Rate on Consumer Loans
April 27, 2016
164 Groups Call for Strong CFPB Action Against Forced Arbitration
April 27, 2016
The Safe Act vs. The So-Called “Florida Model” of Payday Lending Reform
April 14, 2016
Long-term Loan Portion of the Payday and Car Title Rulemaking
April 12, 2016
Preserve the Independence of the Consumer Financial Protection Bureau
April 5, 2016
Support for Post-crisis Lending Rules and the Elimination of Abusive Financial Products
April 4, 2016
Past Due: Debt-collection Reforms That Protect Consumers Not Found to Restrict Credit Availability
March 24, 2016
Perfect Storm: Payday Lenders Harm Florida Consumers Despite State Law
March 23, 2016
Improving Language Access for Mortgage Applicants in the Uniform Residential Loan Application (URLA)
March 23, 2016
North Carolina Organizations for a Strong Payday Rule
March 18, 2016
Ensuring That Borrowers From Traditionally Underserved Communities Have Access to Mortgages
March 16, 2016
Issues and Outcomes Report: January to December 2015
March 7, 2016
Recommendations for Improving the Research Methodology of the Proposed FTC Auto Consumer Survey

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