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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
April 10, 2018
Payday Lending Rule: Myths & Facts
April 4, 2018
Oppose H.J. Resolution 122 and S.J. Resolution 56 and Any Repeal of the Consumer Bureau's Payday Rule
March 16, 2018
H.R. 4861 Invites Banks to Make Predatory 300%-Interest Payday Loans
March 1, 2018
Senate GSE Reform Proposal: A Blow to Affordable Housing and Harmful to the Overall Housing Market
February 23, 2018
Comments on Priorities for the Reauthorization of the Higher Education Act (HEA)
February 21, 2018
Payday Lenders Continue to Put Coloradoans Into High-Cost Debt
February 12, 2018
What to Look for in the Fight to Protect Student Loan Borrowers
February 8, 2018
Summary of S. 2155 - Bank Deregulation Bill that Rolls Back Dodd-Frank Protections for Consumers and Economic Stability
February 6, 2018
Amicus Brief: CFPB Deputy Director Leandra English Appeals the Denial Of A Preliminary Injunction
January 31, 2018
Rent-a-Bank Bill Could Open the Floodgates to Predatory Lenders: S1642 & HR3299
January 9, 2018
Supporting mortgage lending in rural communities
January 9, 2018
Testimony on Legislative Proposals Before The House Financial Services Committee's Financial Institutions and Consumer Credit Subcommittee
December 15, 2017
Civil Rights, Housing Advocates Say Protect Access and Affordability in GSE Reform
December 15, 2017
War Against Students: H.R. 4508 – Promoting Real Opportunity, Success, and Prosperity through Education Reform (PROSPER) Act
December 13, 2017
Opposition to H.R. 4508 - Promoting Real Opportunity, Success, and Prosperity through Education Reform (PROSPER) Act
December 12, 2017
Opposition to H.R. 3971 - Community Institution Mortgage Relief Act of 2017
December 8, 2017
Amicus Brief: CFPB Deputy Director Leandra English
December 4, 2017
Letter of Opposition to S. 2155 Rollback of Dodd-Frank
November 3, 2017
Open Letter to Banks: Don’t Make Debt Trap Payday Loans
October 25, 2017
Sustainable Housing Finance: Private Sector Perspectives on Housing Finance Reform
October 23, 2017
CFPB Final Payday Loan Rule: Overview
October 19, 2017
Initial Analysis of CFPB’s Final Rule to Address Payday & Car Title Loans
October 5, 2017
North Carolina Consumer Protections Remain Crucial As CFPB Releases New Payday Lending Rule
October 3, 2017
Enfoque Newsletter
September 29, 2017
New HMDA Data Show Despite Growing Market, African‐Americans and Latinos Remain Underserved

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