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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
October 18, 2019
Comment: Faith Leaders on HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
October 18, 2019
Comment: HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
October 8, 2019
Poll: Broad Support for Continued Wall Street Reforms in Early Primary States
October 2, 2019
Poll: Voters Oppose Department of Education and CFPB Rollback of Student Loan Protections
September 19, 2019
Debt Collection Rule Should Not Perpetuate Abusive Practices And Widen The Racial Wealth Gap
September 19, 2019
Strengthen The Proposed Debt Collection Rule To Fulfill The CFPB’s Obligation To Faithfully Implement The Fair Debt Collection Practices Act (FDCPA)
September 18, 2019
Prohibiting Rent-a-Bank Arrangements: A Longstanding Banking Principle
September 16, 2019
Comments to the CFPB on Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z)
September 11, 2019
Poll: Strong Bipartisan Opposition Among Voters to Major Components of the Proposed New CFPB Debt Collection Rule
September 10, 2019
Testimony: A $1.5 Trillion Crisis: Protecting Student Borrowers and Holding Student Loan Servicers Accountable
September 4, 2019
Preserving and Strengthening Access to Stable, Affordable, and Equitable Homeownership Opportunities for All American Families
August 29, 2019
Amicus Brief in Support of Pennsylvania Attorney General Josh Shapiro’s Lawsuit Against Navient Corporation
August 20, 2019
North Carolina's Student Debt: Dimensions of a Crisis
August 12, 2019
Letter to CFPB on Payday Lending Rule Payment Protections
July 22, 2019
Quicksand: Borrowers of Color & the Student Debt Crisis
July 10, 2019
Comment: Preserve the State Authorization of Distance Education Rules
July 8, 2019
A Smarter Qualified Mortgage Can Benefit Borrowers, Taxpayers, and the Economy
July 1, 2019
Comprehensive Reform of Unfair and Abusive Overdraft Practices Is Badly Needed
July 1, 2019
Protections Against Unfair and Abusive Overdraft Fees Should Be Strengthened
June 11, 2019
Consumer and Civil Rights Groups Urge FDIC, OCC, and Fed to Prevent Bank Payday Loans
June 3, 2019
Protect Student Loan Borrowers from Discrimination
May 17, 2019
Comment on CFPB's Proposed Repeal of the Payday Lending Rule
May 8, 2019
Testimony: A Review of the State of and Barriers to Minority Homeownership
April 30, 2019
Testimony: Ending Debt Traps in the Payday and Small Dollar Credit Industry
April 25, 2019
Payday and Car Title Lenders Drain Nearly $8 Billion in Fees Every Year

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