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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
May 4, 2020
Comment on the ED’s Proposed Distance Education Rule: As More Programs Move Online, Do Not Weaken Student Protections
May 4, 2020
COVID-19 Crisis Requires Comprehensive Response to Protect Financial Security, CARES Act Falls Short
April 29, 2020
State Consumer Protection Response to the COVID-19 Crisis
April 26, 2020
Ensuring Minority Depository Institutions and Community Development Financial Institutions Get Fair Share of Funds Allocated by the Paycheck Protection Increase Act of 2020
April 21, 2020
Economic Impact Payments Responding to This Public Health Emergency Should Be Exempt from Otherwise Legally Binding Garnishment Orders
April 13, 2020
Support for Borrower Assistance for Federally Held Student Loans in the Coronavirus Aid, Relief, and Economic Security Act (CARES Act)
April 9, 2020
Congress Should Pause Debt Collection and Protect Assets, Including Stimulus Checks During COVID-19 Crisis
April 9, 2020
Student Debt Cancellation is Essential to Economic Recovery from COVID-19
April 8, 2020
Congress Must Protect Consumers from Predatory Lending During the COVID-19 Crisis
April 8, 2020
Housing Policy Recommendations for Economic Recovery from COVID-19
April 8, 2020
Strong Opposition to the OCC and FDIC’s Proposed Community Reinvestment Act (CRA) Regulations
April 6, 2020
Congress Should Halt Outrageous Bank Overdraft Fees During COVID-19 Crisis
March 27, 2020
Banks Should Not Read Federal Regulators’ COVID-19 Small Dollar Loan Guidance as Permitting Payday or Other High-Cost Loans
March 23, 2020
Coalition Supports 36% Interest Rate Cap on Consumer Loans During COVID-19 Crisis
March 20, 2020
Financial Policy Recommendations for Coronavirus-Response Stimulus
March 15, 2020
Deposit Insurance Applications by Industrial Banks and Industrial Loan Companies
March 13, 2020
Factsheet: New Jersey Voters Overwhelmingly Support 36% Rate Cap
March 12, 2020
Treat Fannie and Freddie As Utilities
March 4, 2020
Broad Support for Interest Rate Cap Among Payday Loan Borrowers
March 2, 2020
Factsheet: Georgia Voters Overwhelmingly Support 36% Rate Cap
February 24, 2020
Factsheet: South Carolina Voters Overwhelmingly Support 36% Rate Cap
February 20, 2020
Poll Results on Bipartisan Opposition to Predatory Payday Lending
February 18, 2020
Factsheet: Michigan Voters Overwhelmingly Support 36% Rate Cap
February 10, 2020
Poll: Dangers of Rent-a-Bank Schemes
February 5, 2020
Comment Opposing the FDIC’s Proposed Rule That Would Allow Predatory Non-bank Lenders to Route Their Loans Through Banks

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