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Overdraft Loans News
Oct 11
Marriott Workers Struggle to Pay Bills, and Credit Union Fees
Aug 16
Sherrod Brown Introduces Overdraft Fee Crackdown Bill
Aug 07
Report: FDIC Data Shows that Banks Collected $11.45 Billion in Overdraft Fees in 2017
Aug 02
Legislation Would Ban Banks from Overdraft Fees on Debit, ATM Transactions

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Overdraft Loans

Overdraft fees are unreasonable in virtually every respect, wreaking financial devastation in the lives of those unable to recover from a surge of fees that washes them out when they are most struggling to stay afloat.

The Problem
Our Policy Positions
The Impact

Research & Policy

Research
January 19, 2011
Some Banks are Denying Debit Card Overdrafts
Research
October 13, 2010
Joint Letter Urging OCC to Curb Overdraft Abuse
Comment Letter
September 27, 2010
Comment Letter on FDIC's Proposed Overdraft Guidance
Comment Letter
September 27, 2010
Joint Letter in Support of FDIC Overdraft Proposals September 2010
Complaint
August 10, 2010
Federal Judge Orders Wells Fargo to Reimburse California Customers

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Peter Smith
Senior Researcher
Rebecca Borné
Senior Policy Counsel