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Overdraft Loans News
Jul 20
Groups Battle over Overdraft Protection Credit Union Rule Changes
Jul 02
U.S. states urge CFPB not to dilute rule that limits bank overdraft fees
Jul 02
Consumer Groups Press Agency to Support Reform of ‘Abusive Practices’
Jul 02
CU Trades Say Overdraft Programs Are Essential; Consumer Advocates Call Them Abusive

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Overdraft Loans

Overdraft fees are unreasonable in virtually every respect, wreaking financial devastation in the lives of those unable to recover from a surge of fees that washes them out when they are most struggling to stay afloat.

The Problem
Our Policy Positions
The Impact

Research & Policy

Research
April 26, 2011
Banks Collect Overdraft Opt-Ins Through Misleading Marketing
Complaint
March 31, 2011
Court Leaves Overdraft Reordering Case Open for Class Action
Research
January 19, 2011
Some Banks are Denying Debit Card Overdrafts
Research
October 13, 2010
Joint Letter Urging OCC to Curb Overdraft Abuse
Comment Letter
September 27, 2010
Comment Letter on FDIC's Proposed Overdraft Guidance

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Peter Smith
Senior Researcher
Rebecca Borné
Senior Policy Counsel