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Overdraft Loans News
Jan 11
Bank of America says it will cut overdraft fees this year.
Jan 11
CRL Praises Bank of America for Reducing Overdraft Fee
Dec 22
Broad Coalition Urges CFPB to Examine Fintech Credit Products and Fee Models
Dec 01
CRL Praises Capital One for Eliminating Overdraft Fees

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Overdraft Loans

Research & Policy

Research
August 7, 2018
Unfair Market: The State of High-Cost Overdraft Practices in 2017
Research
August 2, 2018
Support the Stop Overdraft Profiteering Act of 2018
Amicus Brief
August 28, 2017
Amicus Brief in Roberts v. Capital One Financial Corporation
Letters to Congress
June 20, 2017
Letter on Wells Fargo, CFPB & House Finance Committee Report
Research
May 24, 2016
How Overdraft Fees Harm Consumers and Discourage Responsible Bank Products
Comment Letter
April 1, 2015
Prepaid Accounts Under the Electronic Fund Transfer Act and the Truth in Lending Act
Research
March 27, 2015
Overdraft U: Student Bank Accounts Often Loaded with High Overdraft Fees
Research
August 1, 2013
Comments to Department of Defense: Expanding Credit Protections for Service Members and Their Families
Research
July 30, 2013
The State of Lending: High-Cost Overdraft Fees
Comment Letter
May 9, 2013
Banks Should Disclose Overdraft Fees

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Peter Smith
Senior Researcher