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Overdraft Loans News
Jun 03
New Overdraft Report Urges Congress, Regulators, Banks to Halt Burdensome Bank Fees That Threaten Economic Recovery 
Jul 20
Groups Battle over Overdraft Protection Credit Union Rule Changes
Jul 02
U.S. states urge CFPB not to dilute rule that limits bank overdraft fees
Jul 02
Consumer Groups Press Agency to Support Reform of ‘Abusive Practices’

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Overdraft Loans

Research & Policy

Research
May 24, 2016
How Overdraft Fees Harm Consumers and Discourage Responsible Bank Products
Comment Letter
April 1, 2015
Prepaid Accounts Under the Electronic Fund Transfer Act and the Truth in Lending Act
Research
March 27, 2015
Overdraft U: Student Bank Accounts Often Loaded with High Overdraft Fees
Research
August 1, 2013
Comments to Department of Defense: Expanding Credit Protections for Service Members and Their Families
Research
July 30, 2013
The State of Lending: High-Cost Overdraft Fees
Comment Letter
May 9, 2013
Banks Should Disclose Overdraft Fees
Research
December 12, 2012
State of Lending: America's Household Balance Sheet Chapter
Research
August 9, 2012
Programs to “Bank the Unbanked” Must Guarantee Good Practices
Comment Letter
July 6, 2012
Comments to CFPB on Overdraft Practices
Testimony
September 20, 2011
Comment to the Federal Reserve on Notice by Capital One to Acquire ING Bank

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Peter Smith
Senior Researcher
Rebecca Borné
Senior Policy Counsel