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Overdraft Loans News
Aug 07
Report: FDIC Data Shows that Banks Collected $11.45 Billion in Overdraft Fees in 2017
Aug 02
Legislation Would Ban Banks from Overdraft Fees on Debit, ATM Transactions
Aug 02
Booker, Brown Bill Would Rein in Abusive Overdraft Fees that Cost Consumers Billions Every Year
Aug 02
Banning Overdraft Fees: Cory Booker's New Idea to Tackle Big Banks

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Overdraft Loans

Overdraft fees are unreasonable in virtually every respect, wreaking financial devastation in the lives of those unable to recover from a surge of fees that washes them out when they are most struggling to stay afloat.

The Problem
Our Policy Positions
The Impact

Research & Policy

Research
May 24, 2016
How Overdraft Fees Harm Consumers and Discourage Responsible Bank Products
Comment Letter
April 1, 2015
Prepaid Accounts Under the Electronic Fund Transfer Act and the Truth in Lending Act
Research
March 27, 2015
Overdraft U: Student Bank Accounts Often Loaded with High Overdraft Fees
Research
August 1, 2013
Comments to Department of Defense: Expanding Credit Protections for Service Members and Their Families
Research
July 30, 2013
The State of Lending: High-Cost Overdraft Fees

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Peter Smith
Senior Researcher
Rebecca Borné
Senior Policy Counsel