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Overdraft Loans News
May 17
Cutting overdraft fees could save Americans $17 billion a year—but banks are slow to make changes
Mar 10
Why it costs money to get your own money
Mar 07
Citi becomes largest bank to eliminate overdraft fees
Feb 25
CRL Praises Citigroup for Eliminating Overdraft Fees

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Overdraft Loans

Research & Policy

Research
August 7, 2018
Unfair Market: The State of High-Cost Overdraft Practices in 2017
Research
August 2, 2018
Support the Stop Overdraft Profiteering Act of 2018
Amicus Brief
August 28, 2017
Amicus Brief in Roberts v. Capital One Financial Corporation
Letters to Congress
June 20, 2017
Letter on Wells Fargo, CFPB & House Finance Committee Report
Research
May 24, 2016
How Overdraft Fees Harm Consumers and Discourage Responsible Bank Products
Comment Letter
April 1, 2015
Prepaid Accounts Under the Electronic Fund Transfer Act and the Truth in Lending Act
Research
March 27, 2015
Overdraft U: Student Bank Accounts Often Loaded with High Overdraft Fees
Research
August 1, 2013
Comments to Department of Defense: Expanding Credit Protections for Service Members and Their Families
Research
July 30, 2013
The State of Lending: High-Cost Overdraft Fees
Comment Letter
May 9, 2013
Banks Should Disclose Overdraft Fees

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Peter Smith
Senior Researcher