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Overdraft Loans News
Mar 08
TD-First Horizon back at negotiating table as deal hangs in regulatory purgatory
Mar 06
OCC Should Require Banks to Clean Up Abusive Overdraft Practices Before Approving Mergers
Feb 24
CFPB seeks end to hidden junk fees
Feb 16
TD lays out 5-year, $50B community benefits plan tied to merger
Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.
Read the Report
Overdraft Loans
Research & Policy
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Amicus Brief
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Comment Letter
July 1, 2019
Protections Against Unfair and Abusive Overdraft Fees Should Be Strengthened
Comment Letter
July 1, 2019
Comprehensive Reform of Unfair and Abusive Overdraft Practices Is Badly Needed
Research
March 20, 2019
Abusive Overdraft Fees Drain Consumers Dry
Research
August 7, 2018
Unfair Market: The State of High-Cost Overdraft Practices in 2017
Research
August 2, 2018
Support the Stop Overdraft Profiteering Act of 2018
Amicus Brief
August 28, 2017
Amicus Brief in Roberts v. Capital One Financial Corporation
Letters to Congress
June 20, 2017
Letter on Wells Fargo, CFPB & House Finance Committee Report
Research
May 24, 2016
How Overdraft Fees Harm Consumers and Discourage Responsible Bank Products
Comment Letter
April 1, 2015
Prepaid Accounts Under the Electronic Fund Transfer Act and the Truth in Lending Act
Research
March 27, 2015
Overdraft U: Student Bank Accounts Often Loaded with High Overdraft Fees
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Connect with an Expert
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Nadine Chabrier
Senior Policy & Litigation Counsel
Peter Smith
Senior Researcher