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Overdraft Loans News
Sep 12
Public opposition of TD-First Horizon deal could prolong closing, analysts say
Aug 24
Progressive groups urge regulators to reject TD-First Horizon deal
Aug 23
Federal Reserve and OCC Should Reject TD Bank’s Proposed Merger with First Horizon Bank, Groups Write in Comment Letter
Aug 18
Bank of America’s overdraft fees down 90% under new policy

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Overdraft Loans

Research & Policy

Comment Letter
July 1, 2019
Comprehensive Reform of Unfair and Abusive Overdraft Practices Is Badly Needed
Research
March 20, 2019
Abusive Overdraft Fees Drain Consumers Dry
Research
August 7, 2018
Unfair Market: The State of High-Cost Overdraft Practices in 2017
Research
August 2, 2018
Support the Stop Overdraft Profiteering Act of 2018
Amicus Brief
August 28, 2017
Amicus Brief in Roberts v. Capital One Financial Corporation
Letters to Congress
June 20, 2017
Letter on Wells Fargo, CFPB & House Finance Committee Report
Research
May 24, 2016
How Overdraft Fees Harm Consumers and Discourage Responsible Bank Products
Comment Letter
April 1, 2015
Prepaid Accounts Under the Electronic Fund Transfer Act and the Truth in Lending Act
Research
March 27, 2015
Overdraft U: Student Bank Accounts Often Loaded with High Overdraft Fees
Research
August 1, 2013
Comments to Department of Defense: Expanding Credit Protections for Service Members and Their Families

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Nadine Chabrier
Senior Policy & Litigation Counsel
Peter Smith
Senior Researcher