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Overdraft Loans News
Jul 20
Groups Battle over Overdraft Protection Credit Union Rule Changes
Jul 02
U.S. states urge CFPB not to dilute rule that limits bank overdraft fees
Jul 02
Consumer Groups Press Agency to Support Reform of ‘Abusive Practices’
Jul 02
CU Trades Say Overdraft Programs Are Essential; Consumer Advocates Call Them Abusive

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Overdraft Loans

Overdraft fees are unreasonable in virtually every respect, wreaking financial devastation in the lives of those unable to recover from a surge of fees that washes them out when they are most struggling to stay afloat.

The Problem
Our Policy Positions
The Impact

Research & Policy

Research
August 9, 2012
Programs to “Bank the Unbanked” Must Guarantee Good Practices
Comment Letter
July 6, 2012
Comments to CFPB on Overdraft Practices
Testimony
September 20, 2011
Comment to the Federal Reserve on Notice by Capital One to Acquire ING Bank
Comment Letter
August 9, 2011
Comments to OCC on Overdraft and Bank Payday Loans
Letters to Congress
August 9, 2011
AFR Sign-on to OCC on Overdraft and Bank Payday

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Peter Smith
Senior Researcher
Rebecca Borné
Senior Policy Counsel