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Overdraft Loans News
Oct 11
Marriott Workers Struggle to Pay Bills, and Credit Union Fees
Aug 16
Sherrod Brown Introduces Overdraft Fee Crackdown Bill
Aug 07
Report: FDIC Data Shows that Banks Collected $11.45 Billion in Overdraft Fees in 2017
Aug 02
Legislation Would Ban Banks from Overdraft Fees on Debit, ATM Transactions

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Overdraft Loans

Overdraft fees are unreasonable in virtually every respect, wreaking financial devastation in the lives of those unable to recover from a surge of fees that washes them out when they are most struggling to stay afloat.

The Problem
Our Policy Positions
The Impact

Research & Policy

Comment Letter
August 9, 2011
Comments to OCC on Overdraft and Bank Payday Loans
Letters to Congress
August 9, 2011
AFR Sign-on to OCC on Overdraft and Bank Payday
Research
June 23, 2011
Overdraft Opt-In Savings
Research
April 26, 2011
Banks Collect Overdraft Opt-Ins Through Misleading Marketing
Complaint
March 31, 2011
Court Leaves Overdraft Reordering Case Open for Class Action

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Connect with an Expert

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Peter Smith
Senior Researcher
Rebecca Borné
Senior Policy Counsel