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Overdraft Loans News
Mar 08
TD-First Horizon back at negotiating table as deal hangs in regulatory purgatory
Mar 06
OCC Should Require Banks to Clean Up Abusive Overdraft Practices Before Approving Mergers
Feb 24
CFPB seeks end to hidden junk fees
Feb 16
TD lays out 5-year, $50B community benefits plan tied to merger

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Overdraft Loans

Research & Policy

Research
April 26, 2011
Banks Collect Overdraft Opt-Ins Through Misleading Marketing
Complaint
March 31, 2011
Court Leaves Overdraft Reordering Case Open for Class Action
Research
January 19, 2011
Some Banks are Denying Debit Card Overdrafts
Research
October 13, 2010
Joint Letter Urging OCC to Curb Overdraft Abuse
Comment Letter
September 27, 2010
Comment Letter on FDIC's Proposed Overdraft Guidance
Comment Letter
September 27, 2010
Joint Letter in Support of FDIC Overdraft Proposals September 2010
Complaint
August 10, 2010
Federal Judge Orders Wells Fargo to Reimburse California Customers
Research
August 5, 2010
Banks Target, Mislead Consumers As Overdraft Deadline Nears
Comment Letter
June 28, 2010
Guidance to OTS on Overdraft Protection Programs
Comment Letter
June 18, 2010
CRL Comment Letter on Garnishment of Federal Benefits

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Nadine Chabrier
Senior Policy & Litigation Counsel
Peter Smith
Senior Researcher