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Overdraft Loans News
Jul 12
How to Choose a Bank Account Without Overdraft Fees
Jun 30
The Overdraft Protection Act Would Curb Abusive Bank Overdraft Practices
Jun 02
Statement on Ally Bank Ending Overdraft Fees
Jun 03
New Overdraft Report Urges Congress, Regulators, Banks to Halt Burdensome Bank Fees That Threaten Economic Recovery 

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Overdraft Loans

Research & Policy

Research
August 9, 2012
Programs to “Bank the Unbanked” Must Guarantee Good Practices
Comment Letter
July 6, 2012
Comments to CFPB on Overdraft Practices
Testimony
September 20, 2011
Comment to the Federal Reserve on Notice by Capital One to Acquire ING Bank
Comment Letter
August 9, 2011
Comments to OCC on Overdraft and Bank Payday Loans
Letters to Congress
August 9, 2011
AFR Sign-on to OCC on Overdraft and Bank Payday
Research
June 23, 2011
Overdraft Opt-In Savings
Research
April 26, 2011
Banks Collect Overdraft Opt-Ins Through Misleading Marketing
Complaint
March 31, 2011
Court Leaves Overdraft Reordering Case Open for Class Action
Research
January 19, 2011
Some Banks are Denying Debit Card Overdrafts
Research
October 13, 2010
Joint Letter Urging OCC to Curb Overdraft Abuse

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Peter Smith
Senior Researcher
Rebecca Borné
Senior Policy Counsel