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Overdraft Loans News
Mar 08
TD-First Horizon back at negotiating table as deal hangs in regulatory purgatory
Mar 06
OCC Should Require Banks to Clean Up Abusive Overdraft Practices Before Approving Mergers
Feb 24
CFPB seeks end to hidden junk fees
Feb 16
TD lays out 5-year, $50B community benefits plan tied to merger
Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.
Read the Report
Overdraft Loans
Research & Policy
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Research
August 1, 2013
Comments to Department of Defense: Expanding Credit Protections for Service Members and Their Families
Research
July 30, 2013
The State of Lending: High-Cost Overdraft Fees
Comment Letter
May 9, 2013
Banks Should Disclose Overdraft Fees
Research
December 12, 2012
State of Lending: America's Household Balance Sheet Chapter
Research
August 9, 2012
Programs to “Bank the Unbanked” Must Guarantee Good Practices
Comment Letter
July 6, 2012
Comments to CFPB on Overdraft Practices
Testimony
September 20, 2011
Comment to the Federal Reserve on Notice by Capital One to Acquire ING Bank
Comment Letter
August 9, 2011
Comments to OCC on Overdraft and Bank Payday Loans
Letters to Congress
August 9, 2011
AFR Sign-on to OCC on Overdraft and Bank Payday
Research
June 23, 2011
Overdraft Opt-In Savings
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Nadine Chabrier
Senior Policy & Litigation Counsel
Peter Smith
Senior Researcher