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Overdraft Loans News
Jul 20
Groups Battle over Overdraft Protection Credit Union Rule Changes
Jul 02
U.S. states urge CFPB not to dilute rule that limits bank overdraft fees
Jul 02
Consumer Groups Press Agency to Support Reform of ‘Abusive Practices’
Jul 02
CU Trades Say Overdraft Programs Are Essential; Consumer Advocates Call Them Abusive

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Overdraft Loans

Overdraft fees are unreasonable in virtually every respect, wreaking financial devastation in the lives of those unable to recover from a surge of fees that washes them out when they are most struggling to stay afloat.

The Problem
Our Policy Positions
The Impact

Research & Policy

Research
August 1, 2013
Comments to Department of Defense: Expanding Credit Protections for Service Members and Their Families
Research
July 30, 2013
The State of Lending: High-Cost Overdraft Fees
Comment Letter
May 9, 2013
Banks Should Disclose Overdraft Fees
Research
December 12, 2012
State of Lending: America's Household Balance Sheet Chapter
Research
August 9, 2012
Programs to “Bank the Unbanked” Must Guarantee Good Practices

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Peter Smith
Senior Researcher
Rebecca Borné
Senior Policy Counsel