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Overdraft Loans News
Oct 11
Marriott Workers Struggle to Pay Bills, and Credit Union Fees
Aug 16
Sherrod Brown Introduces Overdraft Fee Crackdown Bill
Aug 07
Report: FDIC Data Shows that Banks Collected $11.45 Billion in Overdraft Fees in 2017
Aug 02
Legislation Would Ban Banks from Overdraft Fees on Debit, ATM Transactions

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Overdraft Loans

Overdraft fees are unreasonable in virtually every respect, wreaking financial devastation in the lives of those unable to recover from a surge of fees that washes them out when they are most struggling to stay afloat.

The Problem
Our Policy Positions
The Impact

Research & Policy

Comment Letter
May 9, 2013
Banks Should Disclose Overdraft Fees
Research
December 12, 2012
State of Lending: America's Household Balance Sheet Chapter
Research
August 9, 2012
Programs to “Bank the Unbanked” Must Guarantee Good Practices
Comment Letter
July 6, 2012
Comments to CFPB on Overdraft Practices
Testimony
September 20, 2011
Comment to the Federal Reserve on Notice by Capital One to Acquire ING Bank

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Peter Smith
Senior Researcher
Rebecca Borné
Senior Policy Counsel