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Overdraft Loans News
Sep 12
Public opposition of TD-First Horizon deal could prolong closing, analysts say
Aug 24
Progressive groups urge regulators to reject TD-First Horizon deal
Aug 23
Federal Reserve and OCC Should Reject TD Bank’s Proposed Merger with First Horizon Bank, Groups Write in Comment Letter
Aug 18
Bank of America’s overdraft fees down 90% under new policy

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Overdraft Loans

Research & Policy

Research
July 30, 2013
The State of Lending: High-Cost Overdraft Fees
Comment Letter
May 9, 2013
Banks Should Disclose Overdraft Fees
Research
December 12, 2012
State of Lending: America's Household Balance Sheet Chapter
Research
August 9, 2012
Programs to “Bank the Unbanked” Must Guarantee Good Practices
Comment Letter
July 6, 2012
Comments to CFPB on Overdraft Practices
Testimony
September 20, 2011
Comment to the Federal Reserve on Notice by Capital One to Acquire ING Bank
Comment Letter
August 9, 2011
Comments to OCC on Overdraft and Bank Payday Loans
Letters to Congress
August 9, 2011
AFR Sign-on to OCC on Overdraft and Bank Payday
Research
June 23, 2011
Overdraft Opt-In Savings
Research
April 26, 2011
Banks Collect Overdraft Opt-Ins Through Misleading Marketing

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Nadine Chabrier
Senior Policy & Litigation Counsel
Peter Smith
Senior Researcher