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Overdraft Loans News
Jun 03
New Overdraft Report Urges Congress, Regulators, Banks to Halt Burdensome Bank Fees That Threaten Economic Recovery 
Jul 20
Groups Battle over Overdraft Protection Credit Union Rule Changes
Jul 02
U.S. states urge CFPB not to dilute rule that limits bank overdraft fees
Jul 02
Consumer Groups Press Agency to Support Reform of ‘Abusive Practices’

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Overdraft Loans

Research & Policy

Comment Letter
July 6, 2012
Comments to CFPB on Overdraft Practices
Testimony
September 20, 2011
Comment to the Federal Reserve on Notice by Capital One to Acquire ING Bank
Comment Letter
August 9, 2011
Comments to OCC on Overdraft and Bank Payday Loans
Letters to Congress
August 9, 2011
AFR Sign-on to OCC on Overdraft and Bank Payday
Research
June 23, 2011
Overdraft Opt-In Savings
Research
April 26, 2011
Banks Collect Overdraft Opt-Ins Through Misleading Marketing
Complaint
March 31, 2011
Court Leaves Overdraft Reordering Case Open for Class Action
Research
January 19, 2011
Some Banks are Denying Debit Card Overdrafts
Research
October 13, 2010
Joint Letter Urging OCC to Curb Overdraft Abuse
Comment Letter
September 27, 2010
Comment Letter on FDIC's Proposed Overdraft Guidance

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Peter Smith
Senior Researcher
Rebecca Borné
Senior Policy Counsel