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Overdraft Loans News
May 17
Cutting overdraft fees could save Americans $17 billion a year—but banks are slow to make changes
Mar 10
Why it costs money to get your own money
Mar 07
Citi becomes largest bank to eliminate overdraft fees
Feb 25
CRL Praises Citigroup for Eliminating Overdraft Fees

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Overdraft Loans

Research & Policy

Research
December 12, 2012
State of Lending: America's Household Balance Sheet Chapter
Research
August 9, 2012
Programs to “Bank the Unbanked” Must Guarantee Good Practices
Comment Letter
July 6, 2012
Comments to CFPB on Overdraft Practices
Testimony
September 20, 2011
Comment to the Federal Reserve on Notice by Capital One to Acquire ING Bank
Comment Letter
August 9, 2011
Comments to OCC on Overdraft and Bank Payday Loans
Letters to Congress
August 9, 2011
AFR Sign-on to OCC on Overdraft and Bank Payday
Research
June 23, 2011
Overdraft Opt-In Savings
Research
April 26, 2011
Banks Collect Overdraft Opt-Ins Through Misleading Marketing
Complaint
March 31, 2011
Court Leaves Overdraft Reordering Case Open for Class Action
Research
January 19, 2011
Some Banks are Denying Debit Card Overdrafts

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Peter Smith
Senior Researcher