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Overdraft Loans News
Oct 25
Why do banks charge a fee for not having enough money?
Jul 12
How to Choose a Bank Account Without Overdraft Fees
Jun 30
The Overdraft Protection Act Would Curb Abusive Bank Overdraft Practices
Jun 02
Statement on Ally Bank Ending Overdraft Fees

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Overdraft Loans

Research & Policy

Comment Letter
February 26, 2008
Comment: Implementation of Military Lending Amendment
Complaint
December 14, 2007
Banks in California cannot deduct overdraft fees from Social Security benefits
Research
September 24, 2007
Billion Dollar Deal
Testimony
July 11, 2007
Testimony--Overdraft Protection: Fair Practices for Consumers
Research
July 11, 2007
Out of Balance: Consumers pay $17.5 billion per year
Research
June 1, 2007
Support HR 946
Comment Letter
February 2, 2007
Small Loan CRA Comment
Research
January 25, 2007
Debit Card Danger
Amicus Brief
January 22, 2007
Banks in California cannot deduct overdraft fees from Social Security benefits
Comment Letter
October 16, 2006
Comment: Proposed FDIC Survey of Overdraft Loan Programs

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Peter Smith
Senior Researcher
Rebecca Borné
Senior Policy Counsel