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Overdraft Loans News
Jun 03
New Overdraft Report Urges Congress, Regulators, Banks to Halt Burdensome Bank Fees That Threaten Economic Recovery 
Jul 20
Groups Battle over Overdraft Protection Credit Union Rule Changes
Jul 02
U.S. states urge CFPB not to dilute rule that limits bank overdraft fees
Jul 02
Consumer Groups Press Agency to Support Reform of ‘Abusive Practices’

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Overdraft Loans

Research & Policy

Complaint
December 14, 2007
Banks in California cannot deduct overdraft fees from Social Security benefits
Research
September 24, 2007
Billion Dollar Deal
Testimony
July 11, 2007
Testimony--Overdraft Protection: Fair Practices for Consumers
Research
July 11, 2007
Out of Balance: Consumers pay $17.5 billion per year
Research
June 1, 2007
Support HR 946
Comment Letter
February 2, 2007
Small Loan CRA Comment
Research
January 25, 2007
Debit Card Danger
Amicus Brief
January 22, 2007
Banks in California cannot deduct overdraft fees from Social Security benefits
Comment Letter
October 16, 2006
Comment: Proposed FDIC Survey of Overdraft Loan Programs
Research
April 24, 2006
Overdraft Loans: Survey Finds Growing Problem for Consumers

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Peter Smith
Senior Researcher
Rebecca Borné
Senior Policy Counsel