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Mortgage Lending News
Mar 20
Alluring Cash-out Refinance Offers Can Be Financial Trap for Homeowners
Mar 20
CRL Lauds HUD Restoration of “Discriminatory Effects” Rule for Fair Housing Enforcement
Feb 22
CRL Applauds Biden-Harris Administration for Cutting Price of Mortgage Insurance for New FHA Home Loans
Jan 20
HUD proposes revamp of fair housing rule

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Research
March 12, 2020
Treat Fannie and Freddie As Utilities
Comment Letter
January 31, 2020
Request for Information on Eliminating Regulatory Barriers to Affordable Housing
Policy & Legislation
December 13, 2019
Diverse Coalition Issues Joint Statement on Proposed Changes to Community Reinvestment Act
Comment Letter
October 18, 2019
Comment: HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
Comment Letter
October 18, 2019
Comment: Faith Leaders on HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
Comment Letter
September 16, 2019
Comments to the CFPB on Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z)
Letters to Congress
September 4, 2019
Preserving and Strengthening Access to Stable, Affordable, and Equitable Homeownership Opportunities for All American Families
Research
July 8, 2019
A Smarter Qualified Mortgage Can Benefit Borrowers, Taxpayers, and the Economy
Testimony
May 8, 2019
Testimony: A Review of the State of and Barriers to Minority Homeownership
Testimony
March 27, 2019
Testimony: Ensuring Access to Safe and Affordable Mortgage Loans for All Creditworthy Borrowers

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Mitria Spotser
Vice President & Federal Policy Director