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Mortgage Lending News
Feb 23
New Report, Published by Brookings, Proposes Historic Investment in Closing Racial Homeownership Gap and in Housing Affordability through Administrative Reform of Fannie Mae and Freddie Mac
Feb 18
Stronger Community Reinvestment Act Needed to Advance Racial Equity, CRL Says in Comment on Federal Reserve Board Proposal
Feb 05
Advocates Applaud Senate Bill Fund To Help Millions Of Families Keep Their Homes; Urge Inclusion In COVID Stimulus Bill
Jan 28
HUD Secretary-designate Marcia Fudge eyes racial equity ahead of confirmation

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Comment Letter
August 16, 2017
Comments on the Qualified-Mortgage Rule Under the Truth in Lending Act (Regulation Z)
Comment Letter
July 10, 2017
Fannie Mae and Freddie Mac's Proposed Underserved Markets Plans
Testimony
June 28, 2017
Mike Calhoun's Testimony "Principles of Housing Finance Reform"
Comment Letter
June 7, 2017
Comments on Duty to Serve Evaluation Guidance
Letters to Congress
June 6, 2017
Preserve the GSE Affordable Housing Goals in Housing Finance System to Ensure Fair Access for All Creditworthy Borrowers
Letters to Congress
April 14, 2017
Submission to the US Senate Committee on Banking, Housing, and Urban Affairs, April 2017
Comment Letter
October 13, 2016
Comment to the Federal Housing Finance Agency on Single-Family Credit Risk Transfer
Research
September 29, 2016
The Nation's Housing Finance System Remains Closed to African-American & Latino Consumers Despite Strong Economic Recovery in 2015
Research
July 29, 2016
The Drought Continues: Mortgage Credit Runs Dry for Californians of Color
Research
June 2, 2016
Who Will Receive Home Loans, and How Much Will They Pay?

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Melissa Stegman
Senior Policy Counsel
Aracely Panameño
Director of Latino Affairs
Keith Corbett
Executive Vice President