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Mortgage Lending News
Jun 26
New HMDA Data Shows Mortgage Market Continues to Exclude Black and Latino Borrowers
Jun 24
CFPB Announces Changes to QM rule
May 20
OCC’s Updated CRA Rule Will Harm LMI Families & Communities of Color
Apr 17
CFPB Impedes Ability to Ensure All Americans are Fairly Served in the Housing Market by Exempting Companies from Data Reporting

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Research
June 2, 2016
Who Will Receive Home Loans, and How Much Will They Pay?
Comment Letter
April 5, 2016
Support for Post-crisis Lending Rules and the Elimination of Abusive Financial Products
Letters to Congress
March 23, 2016
Improving Language Access for Mortgage Applicants in the Uniform Residential Loan Application (URLA)
Comment Letter
March 18, 2016
Ensuring That Borrowers From Traditionally Underserved Communities Have Access to Mortgages
Letters to Congress
December 8, 2015
Oppose Measures that would Reduce Access to Affordable Mortgage Loans
Letters to Congress
December 1, 2015
Oppose S. 2038 Jumpstart GSE Reform Act
Letters to Congress
November 16, 2015
Oppose H.R. 1210 Portfolio Lending and Mortgage Access Act
Research
November 13, 2015
Poll: Strong Support for New Mortgage Lending Rules that Require Verification of Ability to Repay
Comment Letter
November 2, 2015
FHA Lender Approval, Annual Renewal, Periodic Updates and Required Reports by FHA-Approved Lenders
Comment Letter
October 6, 2015
Loan-level Certification Requirements for FHA Insured Mortgages Comment

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Connect with an Expert

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Melissa Stegman
Senior Policy Counsel
Aracely Panameño
Director of Latino Affairs
Keith Corbett
Executive Vice President