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Mortgage Lending News
Mar 20
Alluring Cash-out Refinance Offers Can Be Financial Trap for Homeowners
Mar 20
CRL Lauds HUD Restoration of “Discriminatory Effects” Rule for Fair Housing Enforcement
Feb 22
CRL Applauds Biden-Harris Administration for Cutting Price of Mortgage Insurance for New FHA Home Loans
Jan 20
HUD proposes revamp of fair housing rule

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Mortgage Lending

Research & Policy

Research
June 3, 2021
First Generation: Criteria for a Targeted Down Payment Assistance Program
Comment Letter
May 11, 2021
Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X
Research
April 21, 2021
Hardship for Renters: Too Many Years to Save for Mortgage Down Payment and Closing Costs
Comment Letter
April 19, 2021
Comment to the Federal Housing Finance Agency on Request for Input on Climate and Natural Disaster Risk Management at the Regulated Entities
Testimony
March 16, 2021
Testimony: Home = Life: The State of Housing in America
Testimony
March 10, 2021
Testimony: Justice for All: Achieving Racial Equity Through Fair Access to Housing and Financial Services
Comment Letter
March 9, 2021
Comment to the Federal Housing Finance Agency on Resolution Planning Notice of Proposed Rulemaking
Comment Letter
February 28, 2021
Comment to the Federal Housing Finance Agency on Enterprise Housing Goals Advance Notice of Proposed Rulemaking
Comment Letter
February 16, 2021
Comment to the Federal Reserve Board: Modernizing Community Reinvestment Act (CRA) Regulations
Comment Letter
January 8, 2021
Comment to the Federal Housing Finance Agency on Prior Approval for Enterprise Products

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Mitria Spotser
Vice President & Federal Policy Director