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Mortgage Lending News
Jan 05
Black families are less likely than white families to own homes in NC. Here’s why.
Dec 14
CRL Statement on Nomination of Sandra Thompson to Full Term as FHFA Director
Nov 18
CRL Calls for Congress to Pass Build Back Better Act with Historic Housing Investments
Oct 08
CRL Supports Rep. Waters in Opposing Removal of Housing Funds

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Letters to Congress
June 6, 2017
Preserve the GSE Affordable Housing Goals in Housing Finance System to Ensure Fair Access for All Creditworthy Borrowers
Letters to Congress
April 14, 2017
Submission to the US Senate Committee on Banking, Housing, and Urban Affairs, April 2017
Comment Letter
October 13, 2016
Comment to the Federal Housing Finance Agency on Single-Family Credit Risk Transfer
Research
September 29, 2016
The Nation's Housing Finance System Remains Closed to African-American & Latino Consumers Despite Strong Economic Recovery in 2015
Research
July 29, 2016
The Drought Continues: Mortgage Credit Runs Dry for Californians of Color
Research
June 2, 2016
Who Will Receive Home Loans, and How Much Will They Pay?
Comment Letter
April 5, 2016
Support for Post-crisis Lending Rules and the Elimination of Abusive Financial Products
Letters to Congress
March 23, 2016
Improving Language Access for Mortgage Applicants in the Uniform Residential Loan Application (URLA)
Comment Letter
March 18, 2016
Ensuring That Borrowers From Traditionally Underserved Communities Have Access to Mortgages
Letters to Congress
December 8, 2015
Oppose Measures that would Reduce Access to Affordable Mortgage Loans

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Ricard Pochkhanawala
Senior Policy Counsel
Marisabel Torres
Director of California Policy