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Mortgage Lending News
Jun 26
New HMDA Data Shows Mortgage Market Continues to Exclude Black and Latino Borrowers
Jun 24
CFPB Announces Changes to QM rule
May 20
OCC’s Updated CRA Rule Will Harm LMI Families & Communities of Color
Apr 17
CFPB Impedes Ability to Ensure All Americans are Fairly Served in the Housing Market by Exempting Companies from Data Reporting

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Comment Letter
September 5, 2017
Comments on Proposed Rule Setting the 2018-2020 Affordable Housing Goals for Fannie Mae and Freddie Mac
Comment Letter
August 16, 2017
Comments on the Qualified-Mortgage Rule Under the Truth in Lending Act (Regulation Z)
Comment Letter
July 10, 2017
Fannie Mae and Freddie Mac's Proposed Underserved Markets Plans
Testimony
June 28, 2017
Mike Calhoun's Testimony "Principles of Housing Finance Reform"
Comment Letter
June 7, 2017
Comments on Duty to Serve Evaluation Guidance
Letters to Congress
June 6, 2017
Preserve the GSE Affordable Housing Goals in Housing Finance System to Ensure Fair Access for All Creditworthy Borrowers
Letters to Congress
April 14, 2017
Submission to the US Senate Committee on Banking, Housing, and Urban Affairs, April 2017
Comment Letter
October 13, 2016
Comment to the Federal Housing Finance Agency on Single-Family Credit Risk Transfer
Research
September 29, 2016
The Nation's Housing Finance System Remains Closed to African-American & Latino Consumers Despite Strong Economic Recovery in 2015
Research
July 29, 2016
The Drought Continues: Mortgage Credit Runs Dry for Californians of Color

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Connect with an Expert

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Melissa Stegman
Senior Policy Counsel
Aracely Panameño
Director of Latino Affairs
Keith Corbett
Executive Vice President