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Mortgage Lending News
Jan 05
Black families are less likely than white families to own homes in NC. Here’s why.
Dec 14
CRL Statement on Nomination of Sandra Thompson to Full Term as FHFA Director
Nov 18
CRL Calls for Congress to Pass Build Back Better Act with Historic Housing Investments
Oct 08
CRL Supports Rep. Waters in Opposing Removal of Housing Funds

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Comment Letter
October 18, 2019
Comment: HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
Comment Letter
October 18, 2019
Comment: Faith Leaders on HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
Comment Letter
September 16, 2019
Comments to the CFPB on Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z)
Letters to Congress
September 4, 2019
Preserving and Strengthening Access to Stable, Affordable, and Equitable Homeownership Opportunities for All American Families
Research
July 8, 2019
A Smarter Qualified Mortgage Can Benefit Borrowers, Taxpayers, and the Economy
Testimony
May 8, 2019
Testimony: A Review of the State of and Barriers to Minority Homeownership
Testimony
March 27, 2019
Testimony: Ensuring Access to Safe and Affordable Mortgage Loans for All Creditworthy Borrowers
Research
March 20, 2019
A Home is More Than a House
Comment Letter
November 20, 2018
Comments on Enterprise Capital Requirements FHFA RIN 2590-AA95
Comment Letter
November 19, 2018
Comment to the OCC in Strong Support for Effective Enforcement of the Community Reinvestment Act

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Ricard Pochkhanawala
Senior Policy Counsel
Marisabel Torres
Director of California Policy