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Mortgage Lending News
Jun 03
Why Adjustable-Rate Mortgages Are Still Risky
May 25
The lack of small-dollar mortgages is preventing Americans from purchasing affordable homes
May 11
Julia Gordon Confirmed to be Assistant Secretary of Housing and Urban Development and FHA Commissioner
May 05
Bank Regulators’ Proposal to Modernize CRA Rules

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Comment Letter
April 8, 2020
Strong Opposition to the OCC and FDIC’s Proposed Community Reinvestment Act (CRA) Regulations
Research
March 12, 2020
Treat Fannie and Freddie As Utilities
Policy & Legislation
December 13, 2019
Diverse Coalition Issues Joint Statement on Proposed Changes to Community Reinvestment Act
Comment Letter
October 18, 2019
Comment: HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
Comment Letter
October 18, 2019
Comment: Faith Leaders on HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
Comment Letter
September 16, 2019
Comments to the CFPB on Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z)
Letters to Congress
September 4, 2019
Preserving and Strengthening Access to Stable, Affordable, and Equitable Homeownership Opportunities for All American Families
Research
July 8, 2019
A Smarter Qualified Mortgage Can Benefit Borrowers, Taxpayers, and the Economy
Testimony
May 8, 2019
Testimony: A Review of the State of and Barriers to Minority Homeownership
Testimony
March 27, 2019
Testimony: Ensuring Access to Safe and Affordable Mortgage Loans for All Creditworthy Borrowers

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Ricard Pochkhanawala
Senior Policy Counsel