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Mortgage Lending News
Nov 07
Black and Latino homeownership rates increased during the pandemic
Aug 09
Banks Fear Top Grades Out of Reach in Community Lending Rewrite
Jul 20
Adjustable-rate mortgage vs. fixed-rate mortgage: ‘It’s amazing what people don’t know about mortgages’
Jul 19
Why super long mortgages won't be a thing, and why that's good news

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Mortgage Lending

Research & Policy

Comment Letter
August 31, 2020
Comment to the Federal Housing Finance Agency on Enterprise Regulatory Capital Framework
Letters to Congress
July 14, 2020
Letter from Wells Fargo to HUD on Fair Housing Act Disparate Impact Rule
Policy & Legislation
June 23, 2020
OCC’s Community Reinvestment Act Rule Harms Low- and Moderate-Income Communities and Communities of Color
Comment Letter
April 8, 2020
Strong Opposition to the OCC and FDIC’s Proposed Community Reinvestment Act (CRA) Regulations
Policy & Legislation
April 8, 2020
Housing Policy Recommendations for Economic Recovery from COVID-19
Research
March 12, 2020
Treat Fannie and Freddie As Utilities
Comment Letter
January 31, 2020
Request for Information on Eliminating Regulatory Barriers to Affordable Housing
Policy & Legislation
December 13, 2019
Diverse Coalition Issues Joint Statement on Proposed Changes to Community Reinvestment Act
Comment Letter
October 18, 2019
Comment: HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
Comment Letter
October 18, 2019
Comment: Faith Leaders on HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard

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