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Mortgage Lending News
Jun 26
New HMDA Data Shows Mortgage Market Continues to Exclude Black and Latino Borrowers
Jun 24
CFPB Announces Changes to QM rule
May 20
OCC’s Updated CRA Rule Will Harm LMI Families & Communities of Color
Apr 17
CFPB Impedes Ability to Ensure All Americans are Fairly Served in the Housing Market by Exempting Companies from Data Reporting

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Testimony
May 8, 2019
Testimony: A Review of the State of and Barriers to Minority Homeownership
Testimony
March 27, 2019
Testimony: Ensuring Access to Safe and Affordable Mortgage Loans for All Creditworthy Borrowers
Research
March 20, 2019
A Home is More Than a House
Comment Letter
November 20, 2018
Comments on Enterprise Capital Requirements FHFA RIN 2590-AA95
Comment Letter
November 19, 2018
Comment to the OCC in Strong Support for Effective Enforcement of the Community Reinvestment Act
Comment Letter
November 19, 2018
Comment: OCC Should Not Weaken Community Reinvestment Act
Testimony
September 6, 2018
Testimony: The GSEs and Ginnie Mae Provide Important Access to Mortgage Credit in Underserved Communities
Research
September 5, 2018
Lessons from the financial crisis: The central importance of a sustainable, affordable and inclusive housing market
Letters to Congress
May 18, 2018
Opposition to S. 2155, the So-Called “Economic Growth, Regulatory Relief, and Consumer Protection Act”
Research
May 2, 2018
Repairing A Two-Tiered System: The Crucial but Complex Role of FHA

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Melissa Stegman
Senior Policy Counsel
Aracely Panameño
Director of Latino Affairs
Keith Corbett
Executive Vice President