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Mortgage Lending News
Apr 27
2021 Fair Housing: Restoring HUD Rules and Revenues
Apr 26
Black housing wealth equality not likely for decades at best
Apr 21
New Report Shows Saving for Mortgage Down Payment is a Substantial Barrier to Homeownership that Particularly Hits Communities of Color and Essential Workers
Apr 20
The Passing of Vice President Walter Mondale, Co-Author of the Landmark Fair Housing Act of 1968

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Comment Letter
October 13, 2020
Comment to the Federal Housing Finance Agency on 2021 Enterprise Housing Goals Proposed Rule
Comment Letter
September 9, 2020
Comment: Final Qualified Mortgage (QM) Rule Must Effectively Protect Consumers and Promote Access to Responsible Mortgage Credit
Comment Letter
August 31, 2020
Comment to the Federal Housing Finance Agency on Enterprise Regulatory Capital Framework
Letters to Congress
July 14, 2020
Letter from Wells Fargo to HUD on Fair Housing Act Disparate Impact Rule
Policy & Legislation
June 23, 2020
OCC’s Community Reinvestment Act Rule Harms Low- and Moderate-Income Communities and Communities of Color
Comment Letter
April 8, 2020
Strong Opposition to the OCC and FDIC’s Proposed Community Reinvestment Act (CRA) Regulations
Policy & Legislation
April 8, 2020
Housing Policy Recommendations for Economic Recovery from COVID-19
Research
March 12, 2020
Treat Fannie and Freddie As Utilities
Policy & Legislation
December 13, 2019
Diverse Coalition Issues Joint Statement on Proposed Changes to Community Reinvestment Act
Comment Letter
October 18, 2019
Comment: HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard

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Melissa Stegman
Senior Policy Counsel
Aracely Panameño
Director of Latino Affairs
Keith Corbett
Executive Vice President