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Mortgage Lending News
Aug 09
Banks Fear Top Grades Out of Reach in Community Lending Rewrite
Jul 20
Adjustable-rate mortgage vs. fixed-rate mortgage: ‘It’s amazing what people don’t know about mortgages’
Jul 19
Why super long mortgages won't be a thing, and why that's good news
Jun 03
Why Adjustable-Rate Mortgages Are Still Risky

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Mortgage Lending

Research & Policy

Comment Letter
August 24, 2021
Support for Reinstating HUD’s 2013 Disparate Impact Rule
Comment Letter
July 12, 2021
Comments on Restoring Affirmatively Furthering Fair Housing Definitions and Certifications
Letters to Congress
July 6, 2021
Office of Management and Budget RFI: Methods and Leading Practices for Advancing Equity and Support for Underserved Communities Through Government
Letters to Congress
June 21, 2021
Urging HUD to Extend the Foreclosure Moratorium and Deadline to Request Forbearance for FHA Borrowers
Research
June 3, 2021
First Generation: Criteria for a Targeted Down Payment Assistance Program
Comment Letter
May 11, 2021
Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X
Research
April 21, 2021
Hardship for Renters: Too Many Years to Save for Mortgage Down Payment and Closing Costs
Comment Letter
April 19, 2021
Comment to the Federal Housing Finance Agency on Request for Input on Climate and Natural Disaster Risk Management at the Regulated Entities
Testimony
March 16, 2021
Testimony: Home = Life: The State of Housing in America
Testimony
March 10, 2021
Testimony: Justice for All: Achieving Racial Equity Through Fair Access to Housing and Financial Services

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