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Mortgage Lending News
Sep 10
In Public Comment on Dodd-Frank Mortgage Rule Update, Civil Rights and Housing Groups Support a Broad Price-Based QM Definition to Ensure Access for Consumers of Color and Borrower Protections, Including Fair Lending
Sep 08
Civil Rights Groups Strongly Oppose HUD’s New “Fair Housing” Rule and Call on the Agency to Reinstate the 2015 AFFH Regulation
Sep 08
The Trump Administration Guts Critical Anti-Discrimination Tool Used to Create Opportunity in Housing and Lending
Sep 02
Homeownership, COVID-19, and Increasing Access to Black and Latino Borrowers with Opening Remarks by FHFA Director Mark Calabria

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Comment Letter
September 16, 2019
Comments to the CFPB on Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z)
Letters to Congress
September 4, 2019
Preserving and Strengthening Access to Stable, Affordable, and Equitable Homeownership Opportunities for All American Families
Research
July 8, 2019
A Smarter Qualified Mortgage Can Benefit Borrowers, Taxpayers, and the Economy
Testimony
May 8, 2019
Testimony: A Review of the State of and Barriers to Minority Homeownership
Testimony
March 27, 2019
Testimony: Ensuring Access to Safe and Affordable Mortgage Loans for All Creditworthy Borrowers
Research
March 20, 2019
A Home is More Than a House
Comment Letter
November 20, 2018
Comments on Enterprise Capital Requirements FHFA RIN 2590-AA95
Comment Letter
November 19, 2018
Comment to the OCC in Strong Support for Effective Enforcement of the Community Reinvestment Act
Comment Letter
November 19, 2018
Comment: OCC Should Not Weaken Community Reinvestment Act
Testimony
September 6, 2018
Testimony: The GSEs and Ginnie Mae Provide Important Access to Mortgage Credit in Underserved Communities

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Connect with an Expert

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Melissa Stegman
Senior Policy Counsel
Aracely Panameño
Director of Latino Affairs
Keith Corbett
Executive Vice President