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Mortgage Lending News
Jul 21
CRL Welcomes OCC Statement to Rescind Misguided Trump-Era CRA Rule, Commitment to Joint Agency Rulemaking
Jul 14
HUD’s Imminent Restoration of Fair Housing Rule Is a Victory for Civil Rights
Jun 28
New CFPB Mortgage Servicing Rule Helps Encourage Loan Modifications
Jun 24
Biden Administration Moves to Restore Critical Tool to Fight Housing Discrimination

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Comment Letter
February 28, 2021
Comment to the Federal Housing Finance Agency on Enterprise Housing Goals Advance Notice of Proposed Rulemaking
Comment Letter
February 16, 2021
Comment to the Federal Reserve Board: Modernizing Community Reinvestment Act (CRA) Regulations
Comment Letter
December 1, 2020
Comment on Request for Information on the Equal Credit Opportunity Act and Regulation B
Comment Letter
November 5, 2020
Consumer, Civil Rights, and Housing Organizations Welcome the CDFI Fund's Focus on Community Development
Comment Letter
November 5, 2020
Comment: Urging the CDFI Fund to Establish Lending Standards for Certification or Renewal
Comment Letter
October 13, 2020
Comment to the Federal Housing Finance Agency on 2021 Enterprise Housing Goals Proposed Rule
Comment Letter
September 9, 2020
Comment: Final Qualified Mortgage (QM) Rule Must Effectively Protect Consumers and Promote Access to Responsible Mortgage Credit
Comment Letter
August 31, 2020
Comment to the Federal Housing Finance Agency on Enterprise Regulatory Capital Framework
Letters to Congress
July 14, 2020
Letter from Wells Fargo to HUD on Fair Housing Act Disparate Impact Rule
Policy & Legislation
June 23, 2020
OCC’s Community Reinvestment Act Rule Harms Low- and Moderate-Income Communities and Communities of Color

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Melissa Stegman
Senior Policy Counsel
Aracely Panameño
Director of Latino Affairs