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Mortgage Lending News
Nov 18
CRL Calls for Congress to Pass Build Back Better Act with Historic Housing Investments
Oct 08
CRL Supports Rep. Waters in Opposing Removal of Housing Funds
Sep 30
Civil Rights, Consumer Protection, and Housing Policy Organizations Applaud Senator Raphael Warnock’s Introduction of the $100 Billion Downpayment Toward Equity Act, Call for Its Immediate Passage
Sep 13
Civil Rights, Fair Housing And Consumer Groups Urge Congress to Advance Housing Investment and Equity in Historic Human Infrastructure Bill

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Letters to Congress
November 16, 2015
Oppose H.R. 1210 Portfolio Lending and Mortgage Access Act
Research
November 13, 2015
Poll: Strong Support for New Mortgage Lending Rules that Require Verification of Ability to Repay
Comment Letter
November 2, 2015
FHA Lender Approval, Annual Renewal, Periodic Updates and Required Reports by FHA-Approved Lenders
Comment Letter
October 6, 2015
Loan-level Certification Requirements for FHA Insured Mortgages Comment
Bill Law
October 1, 2015
North Carolina Legislative Update October 1, 2015
Policy & Legislation
September 22, 2015
2014 HMDA Data Show That Federal Rules Did Not Have A Chilling Effect On Lending, Despite Lender Predictions
Comment Letter
July 28, 2015
Oppose HR 1210 Portfolio Lending and Mortgage Access Act
Comment Letter
July 14, 2015
Comments on Proposed Changes to Federal Housing Administration Loan Certifications
Comment Letter
July 14, 2015
Proposed Changes to Federal Housing Administration Loan Certifications
Research
May 20, 2015
An Analysis of the Financial Regulatory Improvement Act of 2015

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