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Comment to the Federal Housing Finance Agency on 2022-2024 Enterprise Housing Goals Advance Notice of Proposed Rulemaking

October 25, 2021
Mortgage Lending
Comment Letter
The Center for Responsible Lending, Americans for Financial Reform Education Fund, and the National Community Stabilization Trust support FHFA’s proposed affordable housing goals for the GSEs and would support a higher subgoal for the GSEs buying mortgages for homes in minority tracts where borrower income was not above 100 percent of AMI. Encouraging the GSEs to provide more families with access to homeownership, and particularly those of color to close the related racial homeownership and wealth gaps, through aggressive yet achievable goals is the right thing to do.