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Mortgage Lending News
Jan 20
HUD proposes revamp of fair housing rule
Jan 20
CRL's Mitria Spotser in Roland Martin segment on Fair Housing Act
Jan 20
CRL Praises HUD for Proposing Rule to Affirmatively Further Fair Housing
Dec 20
CRL Praises CFPB’s $3.7 Billion Wells Fargo Settlement, Highlights Need for Independent Funding

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Research
February 13, 2006
Predatory Mortgages in Maine: Recent Trends and the Persistence of Abusive Lending Practices in the Subprime Mortgage Market
Research
September 27, 2005
Minimal Broker Licensing Standards Will Not Affect Abusive Lending Practices
Research
September 15, 2005
Minority Families Pay More: HMDA Stats Show Disturbing Disparities
Research
September 14, 2005
Comment on Federal Reserve Analysis of Home Mortgage Disclosure Act Data
Amicus Brief
August 5, 2005
State attorneys general can punish federally chartered banks for violating state laws
Research
July 26, 2005
Strong Compliance Systems Support Profitable Lending While Reducing Predatory Practices
Research
July 18, 2005
Response to NHEMA's "Analysis of 1st Quarter 2004 Mortgage Lending in New Jersey and Pennsylvania"
Amicus Brief
July 15, 2005
Predatory lending class action settlements cannot provide unfair terms to the bulk of borrowers
Testimony
June 27, 2005
The Price of Ownership: What the Home Mortgage Disclosure Act Reveals About Minorities and Lending
Testimony
May 24, 2005
Legislative Solutions to Abusive Mortgage Lending Practices

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Mitria Spotser
Vice President & Federal Policy