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Mortgage Lending News
Jun 03
Why Adjustable-Rate Mortgages Are Still Risky
May 25
The lack of small-dollar mortgages is preventing Americans from purchasing affordable homes
May 11
Julia Gordon Confirmed to be Assistant Secretary of Housing and Urban Development and FHA Commissioner
May 05
Bank Regulators’ Proposal to Modernize CRA Rules

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Testimony
March 30, 2004
"Subprime Lending: Defining the Market and Its Customers"
Testimony
November 5, 2003
Protecting Homeowners: Preventing Abusive Lending While Preserving Access to Credit
Testimony
July 26, 2001
Predatory Mortgage Lending: The Problem, Impact, and Responses
Research
July 25, 2001
$9.1 Billion: The Economic Cost of Predatory Lending (2001)
Bill Law
April 4, 2001
SB 904 Mortgage Broker Licensing Law
Testimony
July 27, 2000
Public Hearings on Home Equity Lending
Testimony
May 24, 2000
Predatory Lending Practices
Bill Law
April 15, 1999
SB 1149 North Carolina's Predatory Mortgage Lending Law
Bill Law
January 1, 1999
1999 NC Predatory Lending Law

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Ricard Pochkhanawala
Senior Policy Counsel