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Mortgage Lending News
Aug 09
Banks Fear Top Grades Out of Reach in Community Lending Rewrite
Jul 20
Adjustable-rate mortgage vs. fixed-rate mortgage: ‘It’s amazing what people don’t know about mortgages’
Jul 19
Why super long mortgages won't be a thing, and why that's good news
Jun 03
Why Adjustable-Rate Mortgages Are Still Risky

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Mortgage Lending

Research & Policy

Comment Letter
February 7, 2007
Comments on the North Carolina Commissioner of Banks' Proposed Guidance on Non-Traditional Mortgage Risks
Testimony
February 7, 2007
Preserving the American Dream: Predatory Lending Practices and Home Foreclosures
Research
December 19, 2006
Losing Ground: Foreclosures in the Subprime Market and Their Cost to Homeowners
Comment Letter
October 9, 2006
CRL Comment on Federal Reserve Analysis of Home Mortgage Disclosure Act Data
Testimony
September 20, 2006
Calculated Risk: Assessing Non-Traditional Mortgage Products
Research
September 15, 2006
CRL Comment on OCC Working Paper #2006-1, "Foreclosures of Subprime Mortgages in Chicago"
Amicus Brief
September 1, 2006
Federally chartered banks can't create subsidiaries that are exempt from state laws
Comment Letter
August 15, 2006
Comment: Home Ownership and Equity Protection Act Hearings
Testimony
June 13, 2006
Home Mortgage Disclosure Act: Newly Collected Data and What It Means
Research
May 31, 2006
Unfair Lending: The Effect of Race and Ethnicity on the Price of Subprime Mortgages

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