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Mortgage Lending News
Jul 20
Adjustable-rate mortgage vs. fixed-rate mortgage: ‘It’s amazing what people don’t know about mortgages’
Jul 19
Why super long mortgages won't be a thing, and why that's good news
Jun 03
Why Adjustable-Rate Mortgages Are Still Risky
May 25
The lack of small-dollar mortgages is preventing Americans from purchasing affordable homes

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Mortgage Lending

Research & Policy

Testimony
July 27, 2000
Public Hearings on Home Equity Lending
Testimony
May 24, 2000
Predatory Lending Practices
Bill Law
April 15, 1999
SB 1149 North Carolina's Predatory Mortgage Lending Law
Bill Law
January 1, 1999
1999 NC Predatory Lending Law

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Ricard Pochkhanawala
Senior Policy Counsel