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Mortgage Lending News
Mar 20
Alluring Cash-out Refinance Offers Can Be Financial Trap for Homeowners
Mar 20
CRL Lauds HUD Restoration of “Discriminatory Effects” Rule for Fair Housing Enforcement
Feb 22
CRL Applauds Biden-Harris Administration for Cutting Price of Mortgage Insurance for New FHA Home Loans
Jan 20
HUD proposes revamp of fair housing rule

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Mortgage Lending

Research & Policy

Research
April 1, 2004
A Review of Wells Fargo's Subprime Lending
Testimony
March 30, 2004
"Subprime Lending: Defining the Market and Its Customers"
Testimony
November 5, 2003
Protecting Homeowners: Preventing Abusive Lending While Preserving Access to Credit
Testimony
July 26, 2001
Predatory Mortgage Lending: The Problem, Impact, and Responses
Research
July 25, 2001
$9.1 Billion: The Economic Cost of Predatory Lending (2001)
Bill Law
April 4, 2001
SB 904 Mortgage Broker Licensing Law
Testimony
July 27, 2000
Public Hearings on Home Equity Lending
Testimony
May 24, 2000
Predatory Lending Practices
Bill Law
April 15, 1999
SB 1149 North Carolina's Predatory Mortgage Lending Law
Bill Law
January 1, 1999
1999 NC Predatory Lending Law

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Mitria Spotser
Vice President & Federal Policy Director