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Mortgage Lending News
Sep 10
In Public Comment on Dodd-Frank Mortgage Rule Update, Civil Rights and Housing Groups Support a Broad Price-Based QM Definition to Ensure Access for Consumers of Color and Borrower Protections, Including Fair Lending
Sep 08
Civil Rights Groups Strongly Oppose HUD’s New “Fair Housing” Rule and Call on the Agency to Reinstate the 2015 AFFH Regulation
Sep 08
The Trump Administration Guts Critical Anti-Discrimination Tool Used to Create Opportunity in Housing and Lending
Sep 02
Homeownership, COVID-19, and Increasing Access to Black and Latino Borrowers with Opening Remarks by FHFA Director Mark Calabria

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Comment Letter
March 29, 2006
Comment: Proposed Interagency Guidance on Nontraditional Mortgages
Research
March 1, 2006
The Costs of Subprime Prepayment Penalties: A Response to "Call Protection in Mortgage Contracts"
Research
March 1, 2006
Brief: Owners, Lenders Flourish Under State Anti-Predatory Lending Laws
Research
February 23, 2006
The Best Value in the Subprime Market: State Predatory Lending Reforms
Research
February 13, 2006
Predatory Mortgages in Maine: Recent Trends and the Persistence of Abusive Lending Practices in the Subprime Mortgage Market
Research
September 27, 2005
Minimal Broker Licensing Standards Will Not Affect Abusive Lending Practices
Research
September 15, 2005
Minority Families Pay More: HMDA Stats Show Disturbing Disparities
Research
September 14, 2005
Comment on Federal Reserve Analysis of Home Mortgage Disclosure Act Data
Amicus Brief
August 5, 2005
State attorneys general can punish federally chartered banks for violating state laws
Research
July 26, 2005
Strong Compliance Systems Support Profitable Lending While Reducing Predatory Practices

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Connect with an Expert

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Melissa Stegman
Senior Policy Counsel
Aracely Panameño
Director of Latino Affairs
Keith Corbett
Executive Vice President