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Overdraft Loans News
May 16
CFPB Turns Blind Eye To Overdraft Fee Abuses
Jan 25
Blog: Customers Want Transparency, Not Hidden Overdraft Fees
Sep 27
CRL Joins Congressional Push to Rein in Abusive Overdraft Fees that Cost Consumers Billions Every Year
Aug 28
Advocates File Amicus Brief To Defend Consumers Against Capital One Overdraft Fee Practice

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Overdraft Loans

Overdraft fees are unreasonable in virtually every respect, wreaking financial devastation in the lives of those unable to recover from a surge of fees that washes them out when they are most struggling to stay afloat.

The Problem
Our Policy Positions
The Impact

Research & Policy

Amicus Brief
August 28, 2017
Amicus Brief in Roberts v. Capital One Financial Corporation
Research
June 27, 2017
Abusive Overdraft Fees Drain Consumers Dry
Letters to Congress
June 20, 2017
Letter on Wells Fargo, CFPB & House Finance Committee Report
Research
May 24, 2016
How Overdraft Fees Harm Consumers and Discourage Responsible Bank Products
Comment Letter
April 1, 2015
Prepaid Accounts Under the Electronic Fund Transfer Act and the Truth in Lending Act

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Connect with an Expert

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Peter Smith
Senior Researcher
Rebecca Borné
Senior Policy Counsel