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Overdraft Loans News
Jan 11
Bank of America says it will cut overdraft fees this year.
Jan 11
CRL Praises Bank of America for Reducing Overdraft Fee
Dec 22
Broad Coalition Urges CFPB to Examine Fintech Credit Products and Fee Models
Dec 01
CRL Praises Capital One for Eliminating Overdraft Fees

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Overdraft Loans

Research & Policy

Letters to Congress
December 21, 2021
Organizations write to CFPB on Underregulated Fintech Consumer Credit Products
Testimony
July 21, 2021
Overdraft Fees Cause Financial Exclusion; Policymakers Must Act
Comment Letter
February 16, 2021
Comment: Proposed Change to NCUA Overdraft Policy, RIN 3133-AF20
Research
September 29, 2020
Polling Memo: Voters Support Strong Consumer Financial Protections and Tough Regulation of Wall Street
Letters to Congress
June 10, 2020
Concerns with the NCUA Interim Final Rule on Overdraft Policy
Research
June 2, 2020
Overdraft Fees: Banks Must Stop Gouging Consumers During the COVID-19 Crisis
Policy & Legislation
April 6, 2020
Congress Should Halt Outrageous Bank Overdraft Fees During COVID-19 Crisis
Comment Letter
July 1, 2019
Protections Against Unfair and Abusive Overdraft Fees Should Be Strengthened
Comment Letter
July 1, 2019
Comprehensive Reform of Unfair and Abusive Overdraft Practices Is Badly Needed
Research
March 20, 2019
Abusive Overdraft Fees Drain Consumers Dry

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Peter Smith
Senior Researcher