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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
December 16, 2005
Comments: Open-End Credit, Bankruptcy Amendments of 2005
December 13, 2005
Comments: RIN 3064-AC95, Proposed Rulemaking on Federal Preemption
November 29, 2005
Letter to ALEC on Car Title Loans
November 28, 2005
Risking Homes to Pay Off Credit Cards
October 12, 2005
The Plastic Safety Net: The Reality Behind Debt in America
September 30, 2005
Payday Lenders Target the Military
September 27, 2005
Minimal Broker Licensing Standards Will Not Affect Abusive Lending Practices
September 23, 2005
Buckeye Check Cashing, Inc. v. Cardegna
September 23, 2005
Consumers can sue abusive payday lenders without going to arbitration
September 23, 2005
Consumers can sue abusive payday lenders without going to arbitration
September 15, 2005
Minority Families Pay More: HMDA Stats Show Disturbing Disparities
September 14, 2005
Comment on Federal Reserve Analysis of Home Mortgage Disclosure Act Data
August 5, 2005
State attorneys general can punish federally chartered banks for violating state laws
July 26, 2005
Strong Compliance Systems Support Profitable Lending While Reducing Predatory Practices
July 18, 2005
Response to NHEMA's "Analysis of 1st Quarter 2004 Mortgage Lending in New Jersey and Pennsylvania"
July 15, 2005
Predatory lending class action settlements cannot provide unfair terms to the bulk of borrowers
June 27, 2005
The Price of Ownership: What the Home Mortgage Disclosure Act Reveals About Minorities and Lending
May 26, 2005
High-Cost and Hidden from View: The $10 Billion Overdraft Loan Market
May 24, 2005
Legislative Solutions to Abusive Mortgage Lending Practices
May 24, 2005
Rule-Making to Permit Preemption of State Laws with Respect to the Interstate Activities of State Banks
April 14, 2005
Car Title Lending: Driving Borrowers to Financial Ruin
April 13, 2005
The Federal Home Loan Bank System
March 29, 2005
Predatory Lending and its Impact on the Military and Local Communities
March 22, 2005
Race Matters: The Concentration of Payday Lenders in African-American Neighborhoods in North Carolina
March 22, 2005
Race Matters: The Concentration of Payday Lenders in African-American Neighborhoods in North Carolina

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