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Comment Letter

Comment: Potential Violations of the Credit CARD Act

Wednesday, July 7, 2010

Comment: Potential Violations of the Credit CARD Act

CRL and consumer coalition express concerns about credit card issuer potential violations of the the Credit CARD Act of 2009. Problems related to penalty rate disclosures, variable rates, payment allocation and pick-a-rate are cited.
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Comment Letter

CRL Comment Letter on Garnishment of Federal Benefits

Friday, June 18, 2010

CRL Comment Letter on Garnishment of Federal Benefits

CRL and other consumer groups provide comment on the Office of Personnel Management's proposed rule regarding garnishment of federal benefits.
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Comment Letter
Overdraft Fees

CRL and Other Groups Comment on Clarifications to Fed's Opt-In Rule

Tuesday, March 30, 2010

CRL and Other Groups Comment on Clarifications to Fed's Opt-In Rule

CRL and other consumer groups provide comment on the Federal Reserve's opt-in rule and the proposed changes to Regulation DD.
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Comment Letter
Overdraft Fees

Guidance to OTS on Overdraft Protection Programs

Monday, June 28, 2010

Guidance to OTS on Overdraft Protection Programs

CRL's, Consumer Federation of America and the National Consumer Law Center's comment letter to the OTS regarding the agency's Supplemental Guidance on Overdraft Protection Programs.
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Comment Letter
Overdraft Fees

Debt Settlement Comments to the FTC

Friday, July 2, 2010

Debt Settlement Comments to the FTC

The Comments of Michael Calhoun, President, of the Center for Responsible Lending to the Federal Trade Commission regarding the Notice of Proposed Rule-Making: Telemarketing Sales Rule Debt Relief Amendments Matter No. R4110011.
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Comment Letter
Debt Collection & Settlement

Comments on Proposed Reg Z Rules Re Implementation of Credit Card Act Provisions

Wednesday, April 14, 2010

Comments on Proposed Reg Z Rules Re Implementation of Credit Card Act Provisions

CRL and other consumer groups comments to the Federal Reserve on proposed credit card rules related to the implementation of the Credit CARD Act and penalty rates and fee increases.
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Comment Letter

Federal Reserve Should Ban Mortgage Kickbacks

Thursday, December 24, 2009

Federal Reserve Should Ban Mortgage Kickbacks

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Comment Letter
Mortgage Lending

Comment: Proposed Interagency Guidance on Nontraditional Mortgages

Wednesday, March 29, 2006

Comment: Proposed Interagency Guidance on Nontraditional Mortgages

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Comment Letter
Mortgage Lending

Comment: Home Ownership and Equity Protection Act Hearings

Tuesday, August 15, 2006

Comment: Home Ownership and Equity Protection Act Hearings

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Comment Letter
Mortgage Lending

CRL Comment on Federal Reserve Analysis of Home Mortgage Disclosure Act Data

Monday, October 9, 2006

CRL Comment on Federal Reserve Analysis of Home Mortgage Disclosure Act Data

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Comment Letter
Mortgage Lending

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Building on Over 40 Years of Lending Experience

CRL’s expertise gives it trusted insight to evaluate the impact  of financial products and policies on the wealth and economic stability of Asian, Black, Latino, rural, women, military, low-wage, low-wealth, and early-career workers and communities.

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