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Comment Letter

Guidance to OTS on Overdraft Protection Programs

Monday, June 28, 2010

Guidance to OTS on Overdraft Protection Programs

CRL's, Consumer Federation of America and the National Consumer Law Center's comment letter to the OTS regarding the agency's Supplemental Guidance on Overdraft Protection Programs.
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Comment Letter
Overdraft Fees

Debt Settlement Comments to the FTC

Friday, July 2, 2010

Debt Settlement Comments to the FTC

The Comments of Michael Calhoun, President, of the Center for Responsible Lending to the Federal Trade Commission regarding the Notice of Proposed Rule-Making: Telemarketing Sales Rule Debt Relief Amendments Matter No. R4110011.
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Comment Letter
Debt Collection & Settlement

Comments on Proposed Reg Z Rules Re Implementation of Credit Card Act Provisions

Wednesday, April 14, 2010

Comments on Proposed Reg Z Rules Re Implementation of Credit Card Act Provisions

CRL and other consumer groups comments to the Federal Reserve on proposed credit card rules related to the implementation of the Credit CARD Act and penalty rates and fee increases.
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Comment Letter

Federal Reserve Should Ban Mortgage Kickbacks

Thursday, December 24, 2009

Federal Reserve Should Ban Mortgage Kickbacks

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Comment Letter
Mortgage Lending

Comment: Proposed Interagency Guidance on Nontraditional Mortgages

Wednesday, March 29, 2006

Comment: Proposed Interagency Guidance on Nontraditional Mortgages

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Comment Letter
Mortgage Lending

Comment: Home Ownership and Equity Protection Act Hearings

Tuesday, August 15, 2006

Comment: Home Ownership and Equity Protection Act Hearings

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Comment Letter
Mortgage Lending

CRL Comment on Federal Reserve Analysis of Home Mortgage Disclosure Act Data

Monday, October 9, 2006

CRL Comment on Federal Reserve Analysis of Home Mortgage Disclosure Act Data

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Comment Letter
Mortgage Lending

Comments on the North Carolina Commissioner of Banks' Proposed Guidance on Non-Traditional Mortgage Risks

Wednesday, February 7, 2007

Comments on the North Carolina Commissioner of Banks' Proposed Guidance on Non-Traditional Mortgage Risks

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Comment Letter
Mortgage Lending

Comment: Proposed Interagency Statement on Subprime Mortgage Lending

Monday, May 7, 2007

Comment: Proposed Interagency Statement on Subprime Mortgage Lending

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Comment Letter
Mortgage Lending

Comment: Proposed Rules Regarding Unfair, Deceptive, Abusiveprotect consumers from unfair or deceptive home mortgage lending and advertising practices

Tuesday, April 8, 2008

Comment: Proposed Rules Regarding Unfair, Deceptive, Abusiveprotect consumers from unfair or deceptive home mortgage lending and advertising practices

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Comment Letter
Mortgage Lending

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Center for Responsible Lending 
302 West Main Street, 
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(919) 313-8500 

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(202) 349-1850 

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Building on Over 40 Years of Lending Experience

CRL’s expertise gives it trusted insight to evaluate the impact  of financial products and policies on the wealth and economic stability of Asian, Black, Latino, rural, women, military, low-wage, low-wealth, and early-career workers and communities.

CRL is an affiliate of Self-Help, one of the nation’s largest nonprofit community development financial institutions. Our work leverages the strength of partnerships with national and local consumer and civil rights organizations.

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