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Monica Burks

Policy Counsel

Monica Burks serves as policy counsel on CRL’s state policy team. Based in the Durham office, she works with local organizations and lawmakers to end abusive lending practices in their states. She graduated from NC State with a degree in creative writing. Monica attended Carolina Law, focusing her legal scholarship on banking law and housing rights. Prior to entering academia, Monica worked as a credit union loan officer and administrator for four years. After graduating from law school in 2018, she worked as a law clerk for the North Carolina Supreme Court. Prior to joining CRL, Monica was a commercial real estate attorney.

Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.


May 1, 2023 | By Jaron Facundo | The American Prospect
The fintech industry’s maneuvering could circumvent strong state-level protections for interest on consumer loans. For example, Vermont caps single-loan interest rates at 18 percent. Monica Burks...
March 14, 2023
Companies seek endorsement of payday-like products even in states with reasonable usury caps DURHAM, NC -State regulators should treat earned wage advance products like loans and hold lenders to...