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Christelle Bamona


Christelle Bamona is a researcher at the Center for Responsible Lending focusing on mortgage lending and predatory debt practices. Prior to CRL, Christelle was an associate at Vega Economics where she specialized in data analysis for financial security litigation involving investment banks. Previously, she conducted economic research on risk management in agriculture for the International Food Policy Research Institute. Her background also includes volunteering for nonprofit organizations serving underrepresented communities such as Be a Mentor, Commit2Change, and Women’s Initiative.

She received her master’s degree in economics from the University of San Francisco, and bachelor degree in economics from the Catholic University of Congo.

In her spare time, she enjoys reading, cooking and spending time with her loved ones.

Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.


November 1, 2022
WASHINGTON, D.C. – The high burden of student loan debt limits the future financial options of graduates of Historically Black Colleges and Universities (HBCU) and breaks the promise of a college...
August 31, 2022
WASHINGTON, D.C. – A new Morning Consult poll commissioned by the Center for Responsible Lending (CRL) found that the federal student loan payment pause has helped struggling borrowers pay for daily...
June 21, 2021
WASHINGTON, D.C. – The Federal Housing Administration (FHA), which is part of the U.S. Department of Housing and Urban Development (HUD), has updated and corrected how student debt is calculated for...
April 21, 2021
Data reflects dire need for down payment assistance and student debt relief that would help support path to homeownership WASHINGTON, D.C. – Today, the Center for Responsible Lending (CRL)...