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Credit & Prepaid Cards News
Aug 02
Legislation Would Ban Banks from Overdraft Fees on Debit, ATM Transactions
Aug 02
Banning Overdraft Fees: Cory Booker's New Idea to Tackle Big Banks
Jul 13
CFPB Wields Light Touch on Credit Card Law Enforcement
Aug 24
Fair and Equal Access to Credit Must Include Puerto Rico and All U.S. Territories

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Credit & Prepaid Cards

The CARD Act of 2009 was a bellwether achievement for consumer protection. Credit cards are now fairer and more transparent, and consumers have saved billions of dollars.

The Problem
Our Policy Positions
The Impact

Research & Policy

Comment Letter
April 1, 2015
Prepaid Accounts Under the Electronic Fund Transfer Act and the Truth in Lending Act
Research
February 19, 2013
CRL tells CFPB the CARD Act Works, Encourages Risk-based Pricing
Research
December 12, 2012
State of Lending: Credit Cards Chapter
Research
December 12, 2012
The State of Lending: Credit Cards
Research
December 12, 2012
State of Lending: America's Household Balance Sheet Chapter

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Rebecca Borné
Senior Policy Counsel