Peter Smith

Senior Researcher

Overdraft Fees

Peter Smith is a senior researcher leading on overdraft practices, as well as works on mortgages, student loans and bank payday loan issues. Pete has been with CRL since 2005, authoring numerous reports and briefs, and creating body of often-cited research literature.

He was born and raised in Maryland, and attended the University of Maryland's Honors Program, where he graduated with a BS in Mathematics. Based CRL's Oakland (CA) office, Pete is entering the Masters of City Planning program at the University of California at Berkeley. In his spare time, he is an avid record collector and Scrabble player.

Peter Smith

Senior Researcher

Pete Smith of the Center for Responsible Lending on the troubling rise in prohibited car title loans

New Research Brief Provides Fresh Evidence of Car-Title Lenders Operating Illegally in 22 States and DC

Would you tip a payday lender? A new cash app relies on a controversial business model

Cutting overdraft fees could save Americans $17 billion a year—but banks are slow to make changes

How to Choose a Bank Account Without Overdraft Fees

Peter Smith ‌

Senior Researcher

Pete Smith of the Center for Responsible Lending on the troubling rise in prohibited car title loans

New Research Brief Provides Fresh Evidence of Car-Title Lenders Operating Illegally in 22 States and DC

Would you tip a payday lender? A new cash app relies on a controversial business model

Cutting overdraft fees could save Americans $17 billion a year—but banks are slow to make changes

How to Choose a Bank Account Without Overdraft Fees

Peter Smith