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Ellen Harnick

Executive Vice President, Western Regional Director, Director of State Policy

Ellen Harnick is an executive vice president, the western regional director, and director of state policy at the Center for Responsible Lending. Based in Oakland, California, Ellen leads CRL’s efforts in the Western United States and coordinates state level enforcement strategies. She works with diverse stake-holders, state legislators, and Attorneys General from both parties to curtail lending abuses and advance reasonable consumer protections. At the federal level, Ellen has testified on mortgage and consumer protection matters at congressional hearings on interventions needed to mitigate the impacts of the foreclosure crisis, and maintaining access to responsible credit for low-income families. Prior to covering western states, Ellen led CRL’s policy work in the North Carolina General Assembly.

Before joining CRL, Ellen was a partner in the New York law firm of Friedman Kaplan Seiler & Adelman LLP, where she represented corporate clients. During 2001-2002, she served in the United Nations Mission in Kosovo, focused on developing market economic laws and the transition to democracy. Ellen graduated from Brandeis University and the Georgetown University Law Center.


January 19, 2017
Today, the Center for Responsible Lending (CRL) released research showing troubling outcomes at Colorado’s four-year for-profit colleges. For-profit colleges leave students with lower graduation...
December 15, 2016
Today, the Center for Responsible Lending (CRL) released research showing that in Colorado, companies that purchase bad debts and attempt to collect on them frequently pursue the wrong person, try to...
May 2, 2016
A new survey finds that Colorado voters strongly oppose the idea of raising interest rates on consumer loans. Opposition was widespread among voters across lines of race, party affiliation, and...
April 8, 2015
According to a new poll conducted by Public Opinion Strategies and released today by the Center for Responsible Lending (CRL), North Carolina voters overwhelmingly disapprove of predatory lending and...