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Sara Weiss ‌

Sara Weiss

Vice President & Research Director; Executive Director, Julian Bond Institute

Sara Weiss directs CRL’s research team, and advances the organization’s policy objectives through timely, rigorous, and impactful research products. She is a data and measurement strategist and enjoys wrangling large and messy data and designing innovative data visualizations.

Prior to CRL, Sara was an applied researcher in both university and private consulting settings. She has led teams to execute research and produce actionable products for public education and federal agency stakeholders. Sara holds a Ph.D. in public policy from Duke University and was a Fulbright Fellow in South Korea. She is based in the Durham, NC office.

Research & Policy

Not Free: The Large Hidden Costs of Small-Dollar Loans Made Through Cash Advance Apps

Wednesday, April 3, 2024

Not Free: The Large Hidden Costs of Small-Dollar Loans Made Through Cash Advance Apps

Consumers who took out small loans using cash advance apps paid triple-digit annual interest rates, experienced high levels of repeat reborrowing, and incurred more bank overdraft fees.
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Research
Payday and Other Small Dollar Loans

Upsold and Weighed Down: An Analysis of a Subset of Supervised Installment Lending in Colorado

Thursday, December 15, 2022

Upsold and Weighed Down: An Analysis of a Subset of Supervised Installment Lending in Colorado

Previous research by the Center for Responsible Lending (CRL) has revealed the harms associated with high-cost installment loans, which are often marketed to subprime borrowers and have annual percentage rates of interest (APRs) in excess of 36%. This paper explores a different segment of the installment loan market: loans made by consumer finance companies with rates at or below 36%...
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Research
Payday and Other Small Dollar Loans

Necessary Relief: Substantial Cancellation Will Ease the Burden of Unaffordable Student Debt (and Boost the Economy)

Tuesday, May 10, 2022

Necessary Relief: Substantial Cancellation Will Ease the Burden of Unaffordable Student Debt (and Boost the Economy)

The student debt crisis has been building for decades, and millions of families have seen their dreams derailed by unaffordable debt repayment burdens that block their path to financial stability. As college costs rose, students had to take on increasing amounts of debt to pay for higher education. At the same time, state student financial aid offerings were drastically reduced...
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Research
Student Loans

News

Wednesday, May 7, 2025

Julian Bond Institute Reveals Inaugural Research Advisory Council Members

Wednesday, February 12, 2025

Center for Responsible Lending Launches Julian Bond Institute to Research Effective, Community-Focused Financial Services Solutions

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