Skip to main content
Home

Main navigation

  • About CRL
    • Staff
    • Board of Directors
    • FAQs
    • Careers
    • Impact
  • Issues
    • Clean Energy Transition
    • Consumer Finance
    • Debt Collection & Settlement
    • Mortgage Lending
    • Overdraft Fees
    • Payday and Other Small Dollar Loans
    • Small Business
    • Student Loans
  • Research & Policy
  • Newsroom
    • CRL in the News
    • Press Releases
  • Contact Us
  • Search
  • Donate

Main menu

  • About CRL
    • Staff
    • Board of Directors
    • FAQs
    • Careers
    • Impact
  • Issues
    • Clean Energy Transition
    • Consumer Finance
    • Debt Collection & Settlement
    • Mortgage Lending
    • Overdraft Fees
    • Payday and Other Small Dollar Loans
    • Small Business
    • Student Loans
  • Research & Policy
  • Newsroom
    • CRL in the News
    • Press Releases
  • Contact Us
  • Search
  • Donate

Breadcrumb

  1. Home
  2. About Us
  3. Staff

Whitney Barkley-Denney ‌

Whitney Barkley Denney Dec2016

Deputy Director of State Policy & Senior Policy Counsel

Debt Collection & Settlement Student Loans Payday and Other Small Dollar Loans

Whitney Barkley-Denney is a deputy director of state policy and a senior policy counsel, based in Durham, NC. She works with state legislatures, attorneys general, and governors to fight predatory lending, exploitative student loan practices, and unscrupulous debt collectors.

Prior to CRL, Whitney worked on a range of election law issues as director of the Michigan Election Law Project and field director for Election Protection 2008, coordinating law students and attorneys to monitor polls for election irregularities during the 2008 presidential campaign. Whitney clerked for the Lawyers Committee for Civil Rights Under Law, serving in the Voter Protection Division, working to enforce the 1964 Voting Rights Act. She accepted a fellowship from Equal Justice Works/AmeriCorps to do foreclosure assistance work with the Mississippi Center for Justice, developing legal and policy expertise in foreclosure, consumer lending, and for-profit colleges. In 2013 and 2014, Whitney was appointed to the US Department of Education's Federal Rulemaking Committee on Gainful Employment and Programmatic Integrity, helping to set federal financial policy for students.

Whitney attended The College of Charleston, in Charleston (SC), and graduated from the University of Michigan Law School, being named 2009 Woman Law Student of the Year by the National Women Lawyers Association. When she's not at work, Whitney enjoys theater.

Research & Policy

Waiving Criminal Court Fees Prevents Harms of Civil Debt

Thursday, October 5, 2023

Waiving Criminal Court Fees Prevents Harms of Civil Debt

Many people involved in the criminal legal system live on the economic margins. Most defendants are unable to hire their own lawyer due to indigency. In North Carolina, the average person in prison doesn’t have a high school diploma. The cost of involvement in the criminal legal system can quickly add up to thousands of dollars, but the people expected...
More
Research
Consumer Finance

CRL Video Explains the Benefits of the New SAVE Income-Driven Repayment Plan for Student Debt

Wednesday, September 6, 2023

CRL Video Explains the Benefits of the New SAVE Income-Driven Repayment Plan for Student Debt

The income-driven repayment plan prevents unpaid interest from increasing a borrower’s loan balance, and ensures remaining balances are forgiven after a certain number of years.
More
Policy & Legislation
Student Loans

Stepping Up: States Move to Hold Student Loan Servicers Accountable

Thursday, November 12, 2020

Stepping Up: States Move to Hold Student Loan Servicers Accountable

Download a table of state student loan servicing laws from the report. (Updated September 2022) Today, 44 million Americans are saddled with student loan debt. They currently owe over $1.5 trillion—an amount which has more than doubled over the last decade. The causes of this exploding debt burden are many: increasing tuition, stagnant wages, the shifting role of federal government...
More
Research
Student Loans

System Reboot: Challenges & Opportunities at the State Level for Higher Education During COVID-19 & Beyond

Thursday, November 12, 2020

System Reboot: Challenges & Opportunities at the State Level for Higher Education During COVID-19 & Beyond

The COVID-19 crisis has profound financial impacts on families across the country and on the economy overall. With businesses shuttered (including 40% of Black businesses) and record-breaking unemployment claims filed since March 2020, it is hard to overstate the financial instability and hardship this global pandemic has produced. And it will only get worse. The federal government’s response to the...
More
Policy & Legislation
Student Loans

A Bitter Pill: Gainful Employment and Credentialism in Healthcare Support Fields

Thursday, June 7, 2018

A Bitter Pill: Gainful Employment and Credentialism in Healthcare Support Fields

The marketing of for-profit colleges is ubiquitous, yet student outcomes are consistently poor. These outcomes include high dropout rates, low and unstable earnings of graduates, and heavy debt burdens that students are unable to repay, often resulting in default and ruined credit. The reliance of for-profit colleges on federal student aid dollars compounds these harms and fuels these poor student...
More
Research
Student Loans

Strong Support for Allowing Former ITT Students to Access the Guaranty Fund

Thursday, September 29, 2016

Strong Support for Allowing Former ITT Students to Access the Guaranty Fund

The Center for Responsible Lending strongly supports allowing former ITT students access to the Guaranty Fund. Over the past few years, CRL has been engaged in research and policy regarding for-profit institutions of higher education. During the 2016 legislative session, the Center for Responsible Lending submitted written testimony in support of SB 427, An Act Concerning Higher Education – Institutions...
More
Comment Letter
Student Loans

Testimony of Whitney Barkley-Denney to the Massachusetts Special Commission on Interstate Reciprocity Agreements

Wednesday, September 14, 2016

Testimony of Whitney Barkley-Denney to the Massachusetts Special Commission on Interstate Reciprocity Agreements

Download the written testimony of Whitney Barkley-Denney submitted in advance of the September 14 hearing on interstate reciprocity agreements in higher education.
More
Testimony
Student Loans

Loopholes in the Department of Educations' Proposed Rule on State Authorization of Postsecondary Distance Education Programs

Wednesday, August 24, 2016

Loopholes in the Department of Educations' Proposed Rule on State Authorization of Postsecondary Distance Education Programs

We are encouraged that the Department's proposal would generally require all providers of distance education to obtain state authorization in each state where they intend to enroll students. However, we have concerns that distance education students could still be subject to weaker protections under the proposed rule, for the following reasons: The proposal would permit state authorization through the use...
More
Comment Letter
Student Loans

NC Student Loan Calculus: What North Carolina Can Do to Ensure All of Its Students Receive an Affordable, Quality College Education

Thursday, May 12, 2016

NC Student Loan Calculus: What North Carolina Can Do to Ensure All of Its Students Receive an Affordable, Quality College Education

The topic of student loan debt is increasingly gaining public attention. Too often, assumptions about debt are made that hide the real contours of the problem. For example, simply citing aggregated student loan debt loads at a state or national level suggests that every student loan borrower is the same– with identical financial backgrounds, borrowing to attend similar institutions, and...
More
Research
Student Loans

Debt Buyer Lawsuits Expected to Drain Over $7 Million from Mainers, including $1.4 Million through Wage Garnishment

Monday, April 13, 2015

Debt Buyer Lawsuits Expected to Drain Over $7 Million from Mainers, including $1.4 Million through Wage Garnishment

Debt buyers purchase old debts from creditors for pennies on the dollar and then hire debt collectors or attorneys to force consumers to pay up, often by suing them in court. Recent enforcement actions by state and federal regulators show widespread abuse and improper lawsuits brought to try to collect the old debt. Abuses include things like robo-signing affidavits in...
More
Policy & Legislation
Debt Collection & Settlement

News

Thursday, May 8, 2025

NAACP of Maryland, Unions, and Consumer Advocates Urge Governor Moore to Veto Bill that Legalizes Predatory Payday Loans and Weakens Ban on Lending Discrimination

Friday, April 4, 2025

Today: Maryland’s State Senate to Vote on Bill that Legalizes Predatory Payday Loans Made Through a Phone

Wednesday, April 3, 2024

Fintech Industry and Maryland Legislative Allies Hijack Regulatory Bill, Abandon Long-Held Consumer Financial Protections, Allow the Return of Abusive Payday Lending

Sunday, March 17, 2024

The DEFINITIVE guide to all the student loan forgiveness Biden has announced so far - do YOU qualify?

Friday, January 26, 2024

Stopping predatory rent-a-bank loans is good policy

Support CRL

CRL circle

CRL operates on contributions from individuals and institutional funders. 

Donate Now 

Thank you for your support!

© 2024 Center for Responsible Lending. 
All rights reserved. 

Center for Responsible Lending 
302 West Main Street, 
Durham, NC 27701 
(919) 313-8500 

District of Columbia Office 
910 17th Street NW, Suite 800, 
Washington, DC 20006 
(202) 349-1850 

California Office 
1970 Broadway Suite 350, 
Oakland, CA 94612 
(510) 379-5500

Join Our Mailing List  
Sign up for updates on the fight against predatory lending.

Join a Mailing List

Building on Over 40 Years of Lending Experience

CRL’s expertise gives it trusted insight to evaluate the impact  of financial products and policies on the wealth and economic stability of Asian, Black, Latino, rural, women, military, low-wage, low-wealth, and early-career workers and communities.

CRL is an affiliate of Self-Help, one of the nation’s largest nonprofit community development financial institutions. Our work leverages the strength of partnerships with national and local consumer and civil rights organizations.

Stay Connected

‌‌‌‌

Footer menu

  • Home
  • About CRL
  • Issues
  • Research & Policy
  • Newsroom