The newest poll from the bipartisan polling team Lake Research Partners and Chesapeake Beach Consulting provides fresh evidence that the overwhelming majority of voters across the political spectrum support the mission of the Consumer Financial Protection Bureau (CFPB) and support regulating overdraft fees, credit card late fees, and payment apps. Among the findings of the poll: Over nine in ten...
CRL monitors developments across the consumer finance sector and acts to protect people’s pocketbooks from financial misconduct so families can build financial stability. This includes advocating for enforcement of laws banning discrimination based on race, national origin, sex, and other protected characteristics. CRL also fights to defend the Consumer Financial Protection Bureau, a crucial government watchdog that was established in the wake of the 2008 Financial Crisis to stop predatory practices. We support the development of policy and regulatory infrastructure needed to ensure an equitable green lending marketplace for all consumers.
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Tell your Representative to vote NO on H.R. 9330, the “Earned Wage Access Consumer Protection Act.” Despite its name, the bill would strip away critical consumer protections for workers and military families.
Call your House Financial Services Committee members to reject any EWA bill that fails to protect workers and families from harmful fees, debt traps, and predatory practices.
The newest poll from the bipartisan polling team Lake Research Partners and Chesapeake Beach Consultingi provides fresh evidence that the overwhelming majority of Americans across the political spectrum support regulating the financial industry and protecting consumers, including requiring smartphone app-based payday lenders, which call their product “Earned Wage Access” (EWA) products, to comply with a 36% Annual Percentage Rate (APR)...
Email House Financial Services Committee members to reject any EWA bill that fails to protect workers and families from harmful fees, debt traps, and predatory practices.
On May 20, 2026 Mitria Spotser submitted written testimony to the United States House Committee on Financial Services. Watch the full video of the committee:
This proposed rule is the OCC’s initial attempt at implementing a regulatory framework under the GENIUS Act for payment of stablecoin activities. CRL answered question 43 recommending that at account opening and on monthly statements there is a plain language disclosure informing consumers that these accounts are not insured by the FDIC. CRL also joined Americans for Financial Reform on...
CRL submitted comments to Acting Director Vought arguing the draft Strategic Plan retreats from the Bureau's statutory obligations at a moment of acute consumer affordability pressure, raising 3 core concerns: Fair banking is defined too narrowly. Objective 1.1 centers almost entirely on ideological debanking under EO 14331, with no mention of ECOA, fair lending, or the racial wealth gap. Objective...
The purpose of this letter is to complement the National Fair Housing Alliance’s comment letter that CRL is a signatory on by focusing on the procedural deficiencies of the cost analysis section of the Notice of Proposed Rulemaking. Specifically, the comment letter highlights that none of the requisite requirements under the Regulatory Flexibility Act, Executive Order 12866, or § 1022(b)(2)...
The Center for Responsible Lending, The Leadership Conference on Civil and Human Rights, the League of United Latin American Citizens (LULAC), Legal Defense Fund, and National CAPACD - National Coalition for Asian Pacific American Community Development submitted a comment letter yesterday to the Consumer Financial Protection Bureau that opposes the CFPB’s Notice of Proposed Rulemaking (NPRM) that would delay and...