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Faith & Credit

Clergy and faith leaders have long been powerful voices against abusive lending, and Faith & Credit, CRL's Faith-Based Program, works to amplify these voices through research and policy, campaign support, and religious reflection.

For people of faith, responsible lending is a moral concern. Religious texts warn against usury – the practice of charging excessive or unjust interest – particularly if paying that interest would deprive a person of basic necessities, livelihood or home. Faith leaders are often on the front lines in the fight against abusive lending, working with families who are grappling with foreclosure and debt and calling for economic empowerment through responsible banking.

National Day of Prayer for Just and Responsible Lending

The Faith & Credit Roundtable and its allies will conduct a pray-In at Trump National Doral Miami during annual conference of national payday lender trade association, CFSA. Clergy from across the country will gather in front of the golf resort to pray for the enactment of just and responsible lending to offer relief to the nation’s most vulnerable citizens.

Add your voice to the chorus on social media with the hashtags #LendJustly and #StopTheDebtTrap. Tell the Consumer Financial Protection Bureau that you support the original payday lending rule at

Faith & Credit Roundtable Statement on Proposed CFPB Rule

On June 2, 2016 the Consumer Financial Protection Bureau proposed new rules for payday, car title, and high-cost installment loans. Strong rules by the CFPB are necessary to end the debt trap caused by payday and car title lending that keep too many of our congregants in debt.

Responsible Lending is a Moral Concern

Historically, access to credit has almost always been a good thing for American families. Financial services – from savings banks to credit cards to home loans - have enabled millions of households to respond to emergencies, save money and build family wealth over time. Learn more about the intersection of religion and responsible lending.

Religious Resources on Debt and Lending