Over 100 North Carolina organizations have joined this state sign-on letter to strongly oppose payday lending. These groups include military and veterans associations, faith organizations, housing and credit counseling agencies, rural, business, civil rights, seniors and labor groups, among many others. They urge our North Carolina congressional delegation to strongly oppose H.J. Resolution 122 and S.J. Resolution 56, fast-track measures that would repeal the Consumer Financial Protection Bureau’s payday rule. These bills not only repeal the rule, they also prevent the consumer bureau from issuing similar rules in the future, giving payday and car title lenders, 300% interest rate lenders who are illegal in our state, a free pass from Federal regulation.