Nadine Chabrier ‌

Nadine Chabrier V2

Senior Policy & Litigation Counsel

Overdraft Fees Payday and Other Small Dollar Loans

Nadine Chabrier is a senior policy counsel working on federal policy and litigation based in the DC office. She has 13 years of litigation experience, most recently as managing partner of DC Capital Law Firm LLP, a consumer-side litigation firm focused on timeshare and debt collection related matters.

She is a graduate of UC Berkeley and UCLA Law School, where she completed the Public Interest Law and Policy Program and Critical Race Studies Specialization. Early in her career, she advocated with and for women living with HIV through a one-year fellowship in Women’s Law and Public Policy at The Georgetown University Law Center. She is passionate about racial and economic justice, consumer rights, and fighting predatory lenders.

Research & Policy

Comment to CFPB on Abusive Acts and Practices

The Consumer Financial Protection Bureau (CFPB) issued a Policy Statement on Abusive Acts and Practices and invited comments from the public. The Center for Responsible Lending applauds the CFPB for its efforts to further clarify abusive acts and practices. The Center further offers insights into how the statement may be strengthened to clarify the ways these acts take unreasonable advantage of a consumer’s inability to protect their interests in selecting or using a product.
Comment Letter
Consumer Finance Debt Collection & Settlement Mortgage Lending Overdraft Fees

Letter for House Hearing: “Uncertain Debt Management: Treasury Markets and Financial Institutions”

From the letter: We strongly believe many of the reforms being considered today will harm consumers and the financial markets. These misguided approaches will place every American taxpayer at risk by increasing the likelihood that our nation’s economy may suffer yet another financial crisis. There are two proposals that are especially concerning. The first increases the asset thresholds at which financial institutions become subject to regulatory oversight. There are more than 4,000 banks in the United States, and this legislative draft would exempt all but 50 from having to comply with...
Letters to Congress
Consumer Finance

CRL Testimony for "Consumer Financial Protection Bureau: Ripe for Reform" Hearing

The Center for Responsible Lending submitted a letter for the record on the House Committee on Financial Services’ Subcommittee on Financial Institutions and Monetary Policy hearing entitled, “Consumer Financial Protection Bureau: Ripe for Reform.” The letter details the importance of the CFPB and draws on new data from Republican polling firm Chesapeake Beach Consulting and Democratic firm Lake Research Partners shows that 79 percent of voters across the political spectrum – including 64 percent of independents and 75 percent of Republicans – overwhelmingly support the mission of the CFPB to...
Testimony
Consumer Finance

Letter Calls for Fed & OCC to Reject Proposed TD Bank Merger

Amid growing concern about corporate consolidation, the Center for Responsible Lending (CRL) and Americans for Financial Reform Education Fund are leading a letter calling for the Federal Reserve and the Office of the Comptroller of the Currency (OCC) to reject a proposed merger between TD Bank and First Horizon Bank. Their comment letter points to several reasons why regulators should deny the application , including TD Bank’s exceptionally poor treatment of consumers and an exacerbation of the “too-big-to-fail” problem if the merger is approved. Co-signatories are Alaska PIRG, American...
Comment Letter
Small Business Overdraft Fees