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Graciela Aponte-Diaz

Director of Federal Campaigns

Graciela Aponte-Diaz is the director of federal campaigns, based in Washington, DC, where she works to secure state support for federal policy initiatives.

Graciela first joined CRL in 2012, where she pioneered some of the most successful strategies in engaging the voices of payday borrowers in advocacy for stronger protections at the state and federal level. In 2015, Graciela served on the Executive Staff of Self-Help Federal Credit Union, CRL’s sister organization. She worked on the development of a small dollar loan designed to help low-income immigrants apply for DACA (Deferred Action for Childhood Arrivals).

Before joining CRL, Graciela was the senior legislative analyst for the Wealth-Building Policy Project at the National Council of La Raza (NCLR). While at NCLR, she helped successfully restore federal funds for housing counseling; fought for improvements to President Obama’s foreclosure prevention program; testified before Congress on housing policy; and fought for a strong financial reform bill which resulted in the creation of a new federal agency tasked with protecting consumers.

Graciela began her career working directly with community members as a housing counselor and as a community liaison to a Congressional Representative in Prince George’s County, Maryland. Graciela received her bachelor’s degree in Government and Politics from the University of Maryland.


February 10, 2020
Widespread alarm at high-cost non-bank lenders funneling loans through banks to charge interest rates higher than state laws allow for non-bank lenders Concern over this deceptive practice was...
February 5, 2020
WASHINGTON, D.C. – Today, the Center for Responsible Lending (CRL) Director of Federal Campaigns Graciela Aponte-Diaz testified before the full House Financial Services Committee for a hearing...
February 5, 2020
National Consumer Law Center and Center for Responsible Lending Experts to Testify in Rent-a-Bank Hearing before U.S. House Today at 10am ET Washington, D.C. – Eleven national consumer and civil-...
June 13, 2019 | By HANNAH WILEY | Sacramento Bee
For California borrowers trapped in loans with triple-digit interest rates, a proposed bill to impose a 36% cap might seem like a godsend. If passed, Assembly Bill 539 would end a...