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Ellen Harnick

Executive Vice President, Western Regional Director, Director of State Policy

Ellen Harnick is an executive vice president, the western regional director, and director of state policy at the Center for Responsible Lending. Based in Oakland, California, Ellen leads CRL’s efforts in the Western United States and coordinates state level enforcement strategies. She works with diverse stake-holders, state legislators, and Attorneys General from both parties to curtail lending abuses and advance reasonable consumer protections. At the federal level, Ellen has testified on mortgage and consumer protection matters at congressional hearings on interventions needed to mitigate the impacts of the foreclosure crisis, and maintaining access to responsible credit for low-income families. Prior to covering western states, Ellen led CRL’s policy work in the North Carolina General Assembly.

Before joining CRL, Ellen was a partner in the New York law firm of Friedman Kaplan Seiler & Adelman LLP, where she represented corporate clients. During 2001-2002, she served in the United Nations Mission in Kosovo, focused on developing market economic laws and the transition to democracy. Ellen graduated from Brandeis University and the Georgetown University Law Center.


November 6, 2018
Campaign led by representatives of highly impacted communities garnered support from over 50 veterans’ groups, faith groups, lawmakers of both political parties, and both urban and rural communities...
July 30, 2018
DURHAM, N.C. – A new Center for Responsible Lending (CRL) report reveals financial distress among participants of Colorado focus groups who have taken out longer-term payday loans that are touted by...
February 21, 2018
Payday lenders strip $50 million per year from Colorado economy DENVER, CO – The Center for Responsible Lending (CRL) released a report today showing that payday lenders charge Coloradans an...
October 18, 2017
A lawsuit filed yesterday by 17 states and the District of Columbia accuses Education Secretary Betsy DeVos of illegally delaying enforcement of a rule designed to eliminate federal education funding...