Skip to main content

Search form

Ellen Harnick

Executive Vice President & Western Office Director

Ellen Harnick is an Executive Vice President and the Western Office Director a the Center for Responsible Lending. Based in Oakland, California, Ellen leads CRL’s efforts in the Western United States and coordinates state level enforcement strategies. She works with diverse stake-holders, state legislators, and Attorneys General from both parties to curtail lending abuses and advance reasonable consumer protections. At the federal level, Ellen has testified on mortgage and consumer protection matters at congressional hearings on interventions needed to mitigate the impacts of the foreclosure crisis, and maintaining access to responsible credit for low-income families. Prior to covering western states, Ellen led CRL’s policy work in the North Carolina General Assembly.

Before joining CRL, Ellen was a partner in the New York law firm of Friedman Kaplan Seiler & Adelman LLP, where she represented corporate clients. During 2001-2002, she served in the United Nations Mission in Kosovo, focused on developing market economic laws and the transition to democracy. Ellen graduated from Brandeis University and the Georgetown University Law Center.

Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.



March 6, 2019 | By Riley Bunch | Idaho Press
A federal rule that would have provided an extra level of consumer protection against payday lending practices has been proposed to be rescinded on the basis that it would reduce access to...
November 6, 2018
Campaign led by representatives of highly impacted communities garnered support from over 50 veterans’ groups, faith groups, lawmakers of both political parties, and both urban and rural communities...
July 30, 2018
DURHAM, N.C. – A new Center for Responsible Lending (CRL) report reveals financial distress among participants of Colorado focus groups who have taken out longer-term payday loans that are touted by...
February 21, 2018
Payday lenders strip $50 million per year from Colorado economy DENVER, CO – The Center for Responsible Lending (CRL) released a report today showing that payday lenders charge Coloradans an...