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Nadine Chabrier ‌

Nadine Chabrier V2

Senior Policy & Litigation Counsel

Overdraft Fees Payday and Other Small Dollar Loans

Nadine Chabrier is a senior policy counsel working on federal policy and litigation based in the DC office. She has 13 years of litigation experience, most recently as managing partner of DC Capital Law Firm LLP, a consumer-side litigation firm focused on timeshare and debt collection related matters.

She is a graduate of UC Berkeley and UCLA Law School, where she completed the Public Interest Law and Policy Program and Critical Race Studies Specialization. Early in her career, she advocated with and for women living with HIV through a one-year fellowship in Women’s Law and Public Policy at The Georgetown University Law Center. She is passionate about racial and economic justice, consumer rights, and fighting predatory lenders.

Research & Policy

Comment to CFPB on Abusive Acts and Practices

Monday, July 3, 2023

Comment to CFPB on Abusive Acts and Practices

The Consumer Financial Protection Bureau (CFPB) issued a Policy Statement on Abusive Acts and Practices and invited comments from the public. The Center for Responsible Lending applauds the CFPB for its efforts to further clarify abusive acts and practices. The Center further offers insights into how the statement may be strengthened to clarify the ways these acts take unreasonable advantage...
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Comment Letter
Consumer Finance Debt Collection & Settlement Mortgage Lending Overdraft Fees

Letter for House Hearing: “Uncertain Debt Management: Treasury Markets and Financial Institutions”

Tuesday, June 6, 2023

Letter for House Hearing: “Uncertain Debt Management: Treasury Markets and Financial Institutions”

From the letter: We strongly believe many of the reforms being considered today will harm consumers and the financial markets. These misguided approaches will place every American taxpayer at risk by increasing the likelihood that our nation’s economy may suffer yet another financial crisis. There are two proposals that are especially concerning. The first increases the asset thresholds at which...
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Letters to Congress
Consumer Finance

CRL Testimony for "Consumer Financial Protection Bureau: Ripe for Reform" Hearing

Thursday, March 9, 2023

CRL Testimony for "Consumer Financial Protection Bureau: Ripe for Reform" Hearing

The Center for Responsible Lending submitted a letter for the record on the House Committee on Financial Services’ Subcommittee on Financial Institutions and Monetary Policy hearing entitled, “Consumer Financial Protection Bureau: Ripe for Reform.” The letter details the importance of the CFPB and draws on new data from Republican polling firm Chesapeake Beach Consulting and Democratic firm Lake Research Partners...
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Testimony
Consumer Finance

Letter Supporting Senate Bill to Close Industrial Loan Company Loophole

Tuesday, December 6, 2022

Letter Supporting Senate Bill to Close Industrial Loan Company Loophole

In this letter, several financial services industry and consumer groups expressed support for legislation, introduced in the U.S. Senate, to close the industrial loan company (ILC) charter loophole, the “Close the Shadow Banking Loophole Act."
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Letters to Congress
Consumer Finance Payday and Other Small Dollar Loans

Letter Calls for Fed & OCC to Reject Proposed TD Bank Merger

Tuesday, August 23, 2022

Letter Calls for Fed & OCC to Reject Proposed TD Bank Merger

Amid growing concern about corporate consolidation, the Center for Responsible Lending (CRL) and Americans for Financial Reform Education Fund are leading a letter calling for the Federal Reserve and the Office of the Comptroller of the Currency (OCC) to reject a proposed merger between TD Bank and First Horizon Bank. Their comment letter points to several reasons why regulators should...
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Comment Letter
Small Business Overdraft Fees

Testimony: Nadine Chabrier in Opposition of TD Bank Merger with First Horizon Corporation

Thursday, August 18, 2022

Testimony: Nadine Chabrier in Opposition of TD Bank Merger with First Horizon Corporation

On August 18, 2022, Nadine Chabrier, senior litigation and policy counsel for the Center for Responsible Lending, provided testimony at a public meeting of the Office of the Comptroller of the Currency (OCC) and the Federal Reserve System on the proposed merger of TD Bank and First Horizon Bank.
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Testimony
Overdraft Fees

Courts Should End Debt Buyers’ Litigation Assembly Line Lawsuits That Target Unaware Consumers and Increase the Racial Wealth Gap

Tuesday, April 19, 2022

Courts Should End Debt Buyers’ Litigation Assembly Line Lawsuits That Target Unaware Consumers and Increase the Racial Wealth Gap

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Policy & Legislation
Debt Collection & Settlement

News

Friday, April 18, 2025

The $5 Limit on Overdraft Fees May Soon Be Struck Down

Wednesday, April 9, 2025

Today: Congress to Vote on Bill to Block Relief from Overpriced Bank Fees

Wednesday, March 26, 2025

Today: Senate Vote on Bill to Prevent Cheaper Overdraft Fees at Megabanks

Monday, March 24, 2025

You may soon be able to “buy now, pay later” for your takeout

Wednesday, March 12, 2025

Massive Education Department Layoffs Undermine Agency’s Mission

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