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Viewpoint: Temper Ideals with Reality in Housing Reform

Monday, June 3, 2019
Michael Delehanty | Scotsman Guide

This spring, the Community Home Lenders Association (CHLA) hosted a roundtable in Washington, D.C., on federal government mortgage programs and their role in ensuring access to credit and affordable homeownership. This included a discussion on government mortgage programs and government-sponsored enterprises (GSEs) focusing on mortgage lending since the housing crisis of 2008.

The roundtable covered the financial performance and risks of these programs and the central role they have played in promoting access to mortgage credit since the crisis. This discussion took place at time when major reforms are being considered for the nation’s housing policy. Mortgage originators whose livelihoods depend on a healthy housing market should pay close attention to these maneuverings.