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Payday and Other Small Dollar Loans News
Jun 07
For Juneteenth, Let’s Remember: True Liberation Includes Financial Independence
Jun 07
Colorado's new law on high-cost lending may be a model for other states
Jun 06
Colorado Governor Signs Leading-Edge Law Preventing Evasion of State Usury Caps
Jun 05
Minnesota caps rates on payday loans — with a wrinkle

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Payday & Other Small Dollar Loans

Research & Policy

Letters to Congress
September 4, 2020
OCC Proposed Rule Encourages Predatory Lending and Threatens to Eviscerate North Carolina’s Lending Laws
Comment Letter
September 3, 2020
Comment: OCC Rule Would Allow Payday Lenders to Use Rent-a-Bank Schemes to Evade State Laws
Letters to Congress
September 3, 2020
OCC Proposed Rule Would Invite an Onslaught of Predatory Installment Lending into California
Letters to Congress
September 3, 2020
OCC Proposed Rule Would Trample State Interest Rate Limits and Unleash Predatory Lending in all 50 States
Policy & Legislation
August 24, 2020
Overview: CFPB’s Repeal of its 2017 Ability-to-Repay Standard for Payday & Car Title Loans
Policy & Legislation
August 10, 2020
The OCC and FDIC Plan to Trample State Laws by Gutting the Longstanding “True Lender” Doctrine
Amicus Brief
July 30, 2020
Amicus Brief Regarding Lacewell v OCC 2nd Circuit
Policy & Legislation
July 13, 2020
Industrial Loan Company Charters Pose Risks to Consumers and the Economy: A Moratorium Is Needed
Comment Letter
July 2, 2020
Comments to FDIC on Notice of Proposed Rulemaking for Industrial Loan Companies
Research
May 5, 2020
Americans Strongly Support Prohibiting High-Interest Loans And Capping Interest Rates During the Coronavirus Crisis

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Nadine Chabrier
Senior Policy & Litigation Counsel
Charla Rios
Deputy Director of Research
Lucia Mattox
Director of Western States Outreach & Senior Policy Associate