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Payday and Other Small Dollar Loans News
Jul 28
U.S. Senators Introduce Bill to Establish Strong, Nationwide Interest Rate Cap
Jul 23
Decrease in California Payday Loan Activity
Jul 07
Are state interest-rate caps an automatic win for borrowers?
Jul 01
President Signs Resolution Rescinding Injudicious OCC Rule

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Payday & Other Small Dollar Loans

Research & Policy

Testimony
February 5, 2020
Testimony on Rent-A-Bank Schemes and New Debt Traps
Comment Letter
February 5, 2020
Comment Opposing the FDIC’s Proposed Rule That Would Allow Predatory Non-bank Lenders to Route Their Loans Through Banks
Comment Letter
February 4, 2020
Letter to the FDIC Opposing the Evisceration of State Interest Rate Limits Around the Country
Research
February 3, 2020
Bipartisan Support for Stopping Predatory High-Interest Loans
Comment Letter
January 21, 2020
OCC Rent A Bank Rule Proposal Comment Letter 2020
Comment Letter
January 21, 2020
Community, Consumer, Civil Rights, and Faith Groups Strongly Oppose OCC's Proposed Rule on State Interest Rate Limits
Research
January 14, 2020
Predatory Lenders’ Rent-a-Bank Scheme: What Is It and What Can We Do To Stop It?
Research
January 13, 2020
The Sky Doesn't Fall: Life After Payday Lending in South Dakota
Research
December 20, 2019
High-Cost Lenders Scheme with Banks to Evade Consumer Protections
Letters to Congress
November 7, 2019
Threat that National Banks Could Help Predatory Lenders Charging 135% to 199% Apr to Evade New California Law

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Connect with an Expert

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Charla Rios
Researcher
Rebecca Borné
Senior Policy Counsel