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Payday and Other Small Dollar Loans News
Jun 23
Bank, Credit Union and Consumer Groups Support Committee Vote to Close the Industrial Loan Company Loophole
Jun 13
These Apps Are Cheaper Than Payday Loans, but Fees Can Add Up
Jun 01
Louisiana governor vetoes bill to allow high-cost installment loans
Jun 01
Groups Praise Louisiana Governor's Veto of Bill Expanding Predatory Lending

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Payday & Other Small Dollar Loans

Research & Policy

Research
November 2, 2020
Factsheet: Ohio Voters Overwhelmingly Support 36% Rate Cap
Complaint
October 29, 2020
National Association for Latino Community Asset Builders v. CFPB
Policy & Legislation
October 27, 2020
OCC Finalizes Rule That Threatens to Bring Payday Lenders Back into North Carolina
Research
September 29, 2020
Polling Memo: Voters Support Strong Consumer Financial Protections and Tough Regulation of Wall Street
Comment Letter
September 10, 2020
Comment: Current CDFI Designation is Not Sufficient to Ensure that Loans Will Be Affordable and Responsible.
Letters to Congress
September 4, 2020
OCC Proposed Rule Encourages Predatory Lending and Threatens to Eviscerate North Carolina’s Lending Laws
Comment Letter
September 3, 2020
Comment: OCC Rule Would Allow Payday Lenders to Use Rent-a-Bank Schemes to Evade State Laws
Letters to Congress
September 3, 2020
OCC Proposed Rule Would Invite an Onslaught of Predatory Installment Lending into California
Letters to Congress
September 3, 2020
OCC Proposed Rule Would Trample State Interest Rate Limits and Unleash Predatory Lending in all 50 States
Policy & Legislation
August 24, 2020
Overview: CFPB’s Repeal of its 2017 Ability-to-Repay Standard for Payday & Car Title Loans

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Charla Rios
Deputy Director of Research
Lucia Mattox
Director of Western States Outreach & Senior Policy Manager
Whitney Barkley-Denney
Senior Policy Counsel