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Payday and Other Small Dollar Loans News
Jan 07
Broad Coalition Urges CFPB Robust Data Reporting Requirements for Small Businesses
Dec 22
Broad Coalition Urges CFPB to Examine Fintech Credit Products and Fee Models
Nov 17
CRL Backs Bipartisan Bill to Limit Interest Rates on Consumer Loans
Nov 02
In Congressional Testimony, CRL Calls for Buy Now Pay Later and other Fintech Products to be Monitored and Regulated

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Payday & Other Small Dollar Loans

Research & Policy

Letters to Congress
September 3, 2020
OCC Proposed Rule Would Trample State Interest Rate Limits and Unleash Predatory Lending in all 50 States
Policy & Legislation
August 24, 2020
Overview: CFPB’s Repeal of its 2017 Ability-to-Repay Standard for Payday & Car Title Loans
Policy & Legislation
August 10, 2020
The OCC and FDIC Plan to Trample State Laws by Gutting the Longstanding “True Lender” Doctrine
Amicus Brief
July 30, 2020
Amicus Brief Regarding Lacewell v OCC 2nd Circuit
Policy & Legislation
July 13, 2020
Industrial Loan Company Charters Pose Risks to Consumers and the Economy: A Moratorium Is Needed
Comment Letter
July 2, 2020
Comments to FDIC on Notice of Proposed Rulemaking for Industrial Loan Companies
Research
May 5, 2020
Americans Strongly Support Prohibiting High-Interest Loans And Capping Interest Rates During the Coronavirus Crisis
Policy & Legislation
April 8, 2020
Congress Must Protect Consumers from Predatory Lending During the COVID-19 Crisis
Policy & Legislation
March 27, 2020
Banks Should Not Read Federal Regulators’ COVID-19 Small Dollar Loan Guidance as Permitting Payday or Other High-Cost Loans
Letters to Congress
March 23, 2020
Coalition Supports 36% Interest Rate Cap on Consumer Loans During COVID-19 Crisis

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Charla Rios
Researcher
Lucia Mattox
Director of Western States Outreach & Senior Policy Associate
Whitney Barkley-Denney
Senior Policy Counsel