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Payday and Other Small Dollar Loans News
Mar 20
California DFPI Defines Earned Wage Advance Products as Credit in Proposed Rules
Mar 15
FDIC Should Downgrade FinWise Bank Over Predatory ‘Rent-a-Bank’ Lending
Mar 14
CRL Recommends Scrutiny of Payday Lending-Like Earned Wage Advance Products in the States
Feb 13
Kyrsten Sinema Founded Consulting Firm With Arizona Figure Tied to Payday Loan Industry

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Payday & Other Small Dollar Loans

Research & Policy

Research
March 23, 2021
Map of U.S. Payday Interest Rates
Letters to Congress
March 22, 2021
Broad Coalition Calls for Congress to Rescind “Fake Lender” Rule that Facilitates Predatory Loan Schemes
Policy & Legislation
February 4, 2021
The Rent-A-Bank Scheme
Comment Letter
January 4, 2021
Comment to OCC Opposing Proposed Rule to Pressure Banks to Support Predatory Lending
Comment Letter
December 22, 2020
Comment on Oportun’s Bank Charter Application
Letters to Congress
December 22, 2020
Sign-on Letter: Opportun's Lending Practices Harm Latino and Low-to-moderate Income Borrowers
Amicus Brief
December 18, 2020
Amicus Brief: Support for the Case Against OCC Rule that Encourages Predatory Lending through “Rent-a-bank” Schemes
Comment Letter
December 14, 2020
Broad Opposition to the CFPB’s Plan to Engage in Payday Loan Disclosure Testing
Policy & Legislation
November 10, 2020
Payday and Vehicle Title Lending Disproportionately Harm Communities of Color, Exploiting and Perpetuating the Racial Wealth Gap
Comment Letter
November 5, 2020
Consumer, Civil Rights, and Housing Organizations Welcome the CDFI Fund's Focus on Community Development

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Connect with an Expert

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Nadine Chabrier
Senior Policy & Litigation Counsel
Charla Rios
Deputy Director of Research
Lucia Mattox
Director of Western States Outreach & Senior Policy Associate