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Payday and Other Small Dollar Loans News
Oct 19
Bank Regulators’ Proposal on Third-Party Relationships Silent on Predatory Rent-a-bank Lending, Posing Risks for Banks and Consumers
Oct 12
CFPB Urged to Reverse Earned Wage Actions that Threaten to Create Dangerous Fintech Payday Loan Loopholes
Oct 08
Joint statement in response to Oportun’s Withdrawal for National Bank Charter
Jul 28
U.S. Senators Introduce Bill to Establish Strong, Nationwide Interest Rate Cap

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Payday & Other Small Dollar Loans

Research & Policy

Comment Letter
December 22, 2020
Comment on Opportun’s Bank Charter Application
Amicus Brief
December 18, 2020
Amicus Brief: Support for the Case Against OCC Rule that Encourages Predatory Lending through “Rent-a-bank” Schemes
Comment Letter
December 14, 2020
Broad Opposition to the CFPB’s Plan to Engage in Payday Loan Disclosure Testing
Policy & Legislation
November 10, 2020
Payday and Vehicle Title Lending Disproportionately Harm Communities of Color, Exploiting and Perpetuating the Racial Wealth Gap
Comment Letter
November 5, 2020
Consumer, Civil Rights, and Housing Organizations Welcome the CDFI Fund's Focus on Community Development
Comment Letter
November 5, 2020
Comment: Urging the CDFI Fund to Establish Lending Standards for Certification or Renewal
Research
November 2, 2020
Factsheet: Ohio Voters Overwhelmingly Support 36% Rate Cap
Complaint
October 29, 2020
National Association for Latino Community Asset Builders v. CFPB
Policy & Legislation
October 27, 2020
OCC Finalizes Rule That Threatens to Bring Payday Lenders Back into North Carolina
Research
September 29, 2020
Polling Memo: Voters Support Strong Consumer Financial Protections and Tough Regulation of Wall Street

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Charla Rios
Researcher
Rebecca Borné
Senior Policy Counsel