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Payday and Other Small Dollar Loans News
May 04
'Buy now, pay later' is sending the TikTok generation spiraling into debt, popularized by San Francisco tech firms
Apr 27
CRL Financial Literacy Month Video Shows Why APR Matters and Why Payday Lenders Resist Clearly Disclosing It
Apr 26
Payday Lending is Designed to Keep People in a Debt Trap
Apr 22
Mississippi social justice firm fights payday 'predatory lending' in low-income communities

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Payday & Other Small Dollar Loans

Research & Policy

Comment Letter
December 3, 2021
Comment to the CDFI Fund on Small Dollar Loan (SDL) Program Application
Testimony
November 2, 2021
Testimony: Buy Now, Pay More Later? Investigating Risks and Benefits of BNPL and Other Emerging Fintech Cash Flow Products
Comment Letter
October 18, 2021
Comment on Proposed Interagency Guidance on Third-Party Relationships: Risk Management
Letters to Congress
October 12, 2021
Organizations and Academics Urge the CFPB to Regulate Fee-based Earned Wage Access Products as Credit
Letters to Congress
October 12, 2021
Concern Regarding Prior CFPB Leadership’s Finding that Certain Earned Wage Access Products are Not “Credit” under TILA
Testimony
July 29, 2021
Testimony: Protecting Americans from Debt Traps by Extending the Military’s 36% Interest Rate Cap to Everyone
Comment Letter
April 30, 2021
Opposition to the National Credit Union Administration’s Proposal which Would Authorize Predatory Lending by Credit Unions
Testimony
April 28, 2021
Testimony: The Reemergence of Rent-a-Bank?
Policy & Legislation
April 23, 2021
Correcting the Record: The OCC’s “Fake Lender” Rule Expands Harmful, Predatory Lending
Research
March 23, 2021
Map of U.S. Payday Interest Rates

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Connect with an Expert

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Charla Rios
Researcher
Lucia Mattox
Director of Western States Outreach & Senior Policy Manager
Whitney Barkley-Denney
Senior Policy Counsel