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Payday and Other Small Dollar Loans News
Jul 07
Are state interest-rate caps an automatic win for borrowers?
Jul 01
President Signs Resolution Rescinding Injudicious OCC Rule
Jun 24
House Passes Bill to Curb Predatory Lending
May 11
Statement Prior to Senate Vote on Bill to Curb Predatory Lending

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Payday & Other Small Dollar Loans

Research & Policy

Comment Letter
December 14, 2020
Broad Opposition to the CFPB’s Plan to Engage in Payday Loan Disclosure Testing
Policy & Legislation
November 10, 2020
Payday and Vehicle Title Lending Disproportionately Harm Communities of Color, Exploiting and Perpetuating the Racial Wealth Gap
Comment Letter
November 5, 2020
Consumer, Civil Rights, and Housing Organizations Welcome the CDFI Fund's Focus on Community Development
Comment Letter
November 5, 2020
Comment: Urging the CDFI Fund to Establish Lending Standards for Certification or Renewal
Research
November 2, 2020
Factsheet: Ohio Voters Overwhelmingly Support 36% Rate Cap
Complaint
October 29, 2020
National Association for Latino Community Asset Builders v. CFPB
Policy & Legislation
October 27, 2020
OCC Finalizes Rule That Threatens to Bring Payday Lenders Back into North Carolina
Research
September 29, 2020
Polling Memo: Voters Support Strong Consumer Financial Protections and Tough Regulation of Wall Street
Comment Letter
September 10, 2020
Comment: Current CDFI Designation is Not Sufficient to Ensure that Loans Will Be Affordable and Responsible.
Letters to Congress
September 4, 2020
OCC Proposed Rule Encourages Predatory Lending and Threatens to Eviscerate North Carolina’s Lending Laws

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Charla Rios
Researcher
Rebecca Borné
Senior Policy Counsel