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Payday and Other Small Dollar Loans News
Mar 25
Congress Introduces Resolution to Rescind “Fake Lender” Rule that Facilitates Predatory Lenders’ Evasions of State Interest Rate Limits
Mar 23
Governor Pritzker Caps Consumer Loans at 36% in Illinois
Mar 22
Days Before Crucial Deadline, CRL Joins Over 300 Groups Calling for Congress to Rescind “Fake Lender” Rule that Facilitates Predatory Loan Schemes
Mar 17
New CRL Report Shows California Lender Employs Abusive Tactics that Prey on Vulnerable Communities

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Payday & Other Small Dollar Loans

Research & Policy

Policy & Legislation
April 23, 2021
Correcting the Record: The OCC’s “Fake Lender” Rule Expands Harmful, Predatory Lending
Research
March 23, 2021
Map of U.S. Payday Interest Rates
Letters to Congress
March 22, 2021
Broad Coalition Calls for Congress to Rescind “Fake Lender” Rule that Facilitates Predatory Loan Schemes
Policy & Legislation
February 4, 2021
The Rent-A-Bank Scheme
Comment Letter
January 4, 2021
Comment to OCC Opposing Proposed Rule to Pressure Banks to Support Predatory Lending
Comment Letter
December 22, 2020
Comment on Opportun’s Bank Charter Application
Letters to Congress
December 22, 2020
Sign-on Letter: Opportun's Lending Practices Harm Latino and Low-to-moderate Income Borrowers
Amicus Brief
December 18, 2020
Amicus Brief: Support for the Case Against OCC Rule that Encourages Predatory Lending through “Rent-a-bank” Schemes
Comment Letter
December 14, 2020
Broad Opposition to the CFPB’s Plan to Engage in Payday Loan Disclosure Testing
Policy & Legislation
November 10, 2020
Payday and Vehicle Title Lending Disproportionately Harm Communities of Color, Exploiting and Perpetuating the Racial Wealth Gap

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Charla Rios
Researcher
Keith Corbett
Executive Vice President
Rebecca Borné
Senior Policy Counsel