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Board of Directors

Martin Eakes

Mr. Eakes is CEO and founder of Self-Help, a community development lender that was instrumental in establishing the Center for Responsible Lending. Self-Help has provided over $3.8 billion in financing to 40,000 homebuyers, small businesses and nonprofits. Mr. Eakes began his career in 1980, after graduating from Yale Law School and the Woodrow Wilson School of International and Public Affairs. As a fledgling attorney practicing in Durham, N.C., Mr. Eakes started small-scale initiatives to help low-income North Carolinians buy homes and start businesses – work that ultimately evolved into Self-Help. Mr. Eakes has received a number of awards for his public service, including the MacArthur Foundation Fellowship in 1996.

Mark Goldhaber

Mr. Goldhaber is a principal in Goldhaber Policy Services, LLC, a firm that focuses on government relations and issues management, primarily in the areas of housing, mortgage finance, and financial services. He brings over three decades of success in policy development, issues management and passage of legislation at the federal and state level. He was previously Senior Vice President, Affordable Housing & Industry Relations for Genworth Financial’s U.S. mortgage insurance business. Mr. Goldhaber was Vice President of Public Affairs for Federal Home Loan Mortgage Corporation (Freddie Mac) and has also held various legislative and regulatory positions with the Department of Housing and Urban Development (HUD). He serves on the Board of Directors of Preservation of Affordable Housing, Inc., has been a member of the North Carolina Community Development Initiative, Inc., the National Housing Conference and the Board of Directors of the National Institute for Community Empowerment.

Wade Henderson

Mr. Henderson is the executive director of the Leadership Conference on Civil and Human Rights, the nation’s oldest and most diverse coalition of civil rights groups that includes over 180 organizations. Prior to his current role, he was the Washington Bureau Director for the NAACP. He was also previously the Associate Director of the Washington national office of the American Civil Liberties Union, where he began his career as a legislative counsel. Mr. Henderson serves as the Joseph L. Rauh, Jr. Professor of Public Interest Law at the David A. Clarke School of Law, University of the District of Columbia, Washington, D.C. He has received numerous awards, including the prestigious 2003 Congressional Black Caucus Chair’s Award.

Edna Kane-Williams

Edna Kane-Williams has over twenty years' experience in working senior management positions within both nonprofit and for profit organizations, with an emphasis on strategic planning, targeted marketing, community outreach, media relations, branding and positioning, program development, partnership development, volunteer engagement and management. Her career has had a particular focus on the needs of older adults and multicultural communities.

In her current position, vice president of multicultural markets at AARP, she is responsible for the development and execution of strategy relating to growing the association's African American/Black membership. She previously served as vice president of strategy and communications within the AARP Foundation. She has held several positions at AARP over 12 years in the former Programs Division working in the areas of health, long-term care and consumer issues. She has held a variety of other key positions, including serving as vice president of communications and community outreach for East Baltimore Development, Inc. an agency serving the residents of one of the region's poorest urban neighborhoods and as a senior vice president at Ogilvy Public Relations Worldwide.

Don Kidd

Mr. Kidd is president and CEO of Western Commerce Bank in Carlsbad, New Mexico and was a state Senator in New Mexico for 12 years. Mr. Kidd was co-author of New Mexico’s predatory lending law and has testified in state legislatures on mortgage lending abuses. Mr. Kidd is also a member and past president of the New Mexico Bankers Association.

Sarah Ludwig

Sarah Ludwig is co-director of New Economy Project, which she founded in 1995 as the Neighborhood Economic Development Advocacy Project (NEDAP). New Economy Project works with community groups to build a just economy for all, based on cooperation, racial, economic and gender justice, and ecological sustainability. The organization pursues lasting, transformational change by supporting cooperative, community-controlled development, and fights discriminatory economic practices that perpetuate segregation, inequality, and poverty.

Noel Andrés Poyo

Mr. Poyo serves as NALCAB’s Executive Director and CEO of NALCAB’s subsidiary asset management company Escalera Community Investments. Poyo’s twenty-year professional career has focused on integrating low-income people and immigrants into mainstream financial services and real estate sectors of our economy as well as improving the livability and economic resilience of low-income neighborhoods and affordable housing communities.

As Executive Director of NALCAB, and previously as a private sector consultant, Poyo has raised more than $300 million in private and federal investments for socially-motivated real estate and economic development projects and he has played diverse roles in the implementation of real estate projects valued over $1 billion. Poyo advises the executive leadership of JPMC Bank, BBVA Compass Bank and Capital One Bank as a member of their respective Advisory Councils. He serves on the Board of Directors of the Center for Responsible Lending, the nation’s leading research and advocacy organization focused on combating predatory lending. From 2015-2017, Poyo advised Chair Yellen and the Board of Governors of the Federal Reserve as one of fifteen members of the Fed’s Community Advisory Council.

A graduate of Yale University, Poyo is bicultural and bilingual. He is a proud husband and father of three girls.

Nic Retsinas

Mr. Retsinas is the director of Harvard University’s Joint Center for Housing Studies, which conducts research to examine and address the most critical housing and community development issues in America. Prior to his Harvard appointment, Retsinas served as Assistant Secretary for Housing-Federal Housing Commissioner at the United States Department of Housing and Urban Development and as Director of the Office of Thrift Supervision. Mr. Retsinas serves on numerous boards and has won multiple awards for his service, including induction in the National Housing Hall of Fame and was named one of the most influential people in real estate by the National Association of Realtors, in home building by Builder Magazine, and in multifamily housing by Multi-Housing News.

Ira Rheingold

Mr. Rheingold is Executive Director and General Counsel of the National Association of Consumer Advocates (NACA), an organization dedicated to protecting consumers from unfair and deceptive business practices. Before coming to NACA, Mr. Rheingold worked at the Legal Assistance Foundation of Chicago as a supervisory attorney in charge of the Foreclosure Prevention and Senior Housing Projects. Mr. Rheingold has testified before Congress numerous times on mortgage lending and consumer finances issues.

Lisa Rice

In her capacity as Executive Vice President with the National Fair Housing Alliance, Ms. Rice oversees the communications, resource development, public policy and enforcement initiatives of the agency. She is responsible for helping to achieve the organization’s goal of addressing the crisis of segregation in America and the ultimate goal of realizing a truly open society where all people live in places that foster opportunities and access to quality schools, healthcare, jobs, credit, foods, healthy environments and safe communities. Ms. Rice has helped to write legislation to curtail predatory lending, halt discriminatory housing practices and expand fair access to credit. She has provided extensive training and consulting to broad audiences including consumers, lending institutions and governmental agencies. She has also lead teams that have brought and resolved precedent-setting fair housing and fair lending cases. She is a member of the Mortgage Bankers Association Consumer Affairs Advisory Council, JPMorgan Chase Consumer Advisory Council, Freddie Mac Affordable Housing Advisory Council, Urban Institute Mortgage Servicing Collaborative, and the America's Homeowner Alliance Advisory Board.

Robin Talbert

Ms. Talbert is Executive Vice President at Women’s Campaign Forum and the WCF Foundation. Prior to her appointment, she served as WCF’s first Executive in Residence. In her role as EVP, she leads the development of resources and initiatives to achieve the organizational mission of increasing the number of women in elected and appointed office. Ms. Talbert is an accomplished executive and former legal services attorney. She has excelled in developing partnerships, leading change, focusing resources, and building organizations that benefit individuals and society. As the former President of the AARP Foundation, she provided strategic leadership for a national team of staff and volunteers that served millions of low-income older Americans each year. Key successes include grassroots and national programs focused on low income older women and minorities, judicial advocacy, and creation of funds for relief of older victims of hurricane Katrina and the earthquake in Haiti. Ms. Talbert serves on the boards of Help Age International/USA, the Center for Responsible Lending, and the Women’s Leadership Board at the Harvard Kennedy School. She is also a mediator with the DC Superior Court multi-door program.